iPhone app that logs expenses by voice or text and forecasts upcoming recurring spending.
- Expense tracking
- Forecasting
- Financial management
Orbit Money
Multi-currency finance tracker with budgets, bank feeds and cash-flow forecasts
Research-based review, not hands-on testing. Last researched .
Overview
Orbit Money (orbitmoney.co) is a web-based finance tracker built around multi-currency accounts, net worth, budgets versus actual spending, and a cash-flow forecast from recurring items. It offers bank sync, CSV import, goals and (on higher tiers) investment portfolio tracking. It is more of a general money dashboard than a strict envelope or zero-based budgeting tool.
Best for: People with accounts in several currencies who want budgets, net worth and cash-flow projections in one web dashboard
Pros and cons
Pros
- Multi-currency tracking with combined net worth is a core feature, not an add-on
- Cash-flow forecast built from recurring income and expenses, plus a runway estimate
- Bank sync and CSV bulk import are included in the lowest paid tier
- Goals can be linked to an account so progress updates automatically
- Vendor states it does not sell user data (Play listing)
Cons
- No free tier; access requires starting a 7-day trial on a paid plan
- No envelope or zero-based workflow evident; budgeting is category limits versus spending
- Website FAQ says a dedicated mobile app is only on the roadmap, while a Play Store app exists (100+ downloads), so mobile status is inconsistent
- Very small, new user base; the 4.9/5 rating and user counts on the site are vendor claims that could not be verified independently
- Annual price is ambiguous on the pricing page; Pro tier is waitlist only
Features
- Envelope budgeting not confirmed not confirmed
- Automatic bank sync included
- Manual transaction entry included
- Goal tracking included
- Debt payoff tools not confirmed not confirmed
- Investment tracking included
- Bill reminders not confirmed not confirmed
- Reports & charts included
- Multi-currency included
- Shared / household budgets not confirmed not confirmed
- Separate logins for shared budgets not confirmed not confirmed
Multi-currency accounts, net worth, budget tracking, cash-flow forecast and runway, goals, recurring transactions, auto-categorisation rules, tags, CSV import, reports, investment portfolio (higher tiers)
Our review
Short version
Orbit Money (orbitmoney.co) is a web-based finance tracker built around multi-currency accounts, net worth, budgets versus actual spending, and a cash-flow forecast from recurring items. It offers bank sync, CSV import, goals and (on higher tiers) investment portfolio tracking. It is more of a general money dashboard than a strict envelope or zero-based budgeting tool.
Quick profile, not a full review. Built on 2026-09-29 from the vendor site, store listings and public sources. No hands-on testing: I did not sign up, start a trial or connect a bank.
Cost
- Starter $5/month; Pro $10/month (waitlist)
- Pricing page shows '$60 billed annually' under Starter and '$120 billed annually' under Pro while also advertising 'get 2 months free' on annual; exact annual price unclear
- One-time: $99
- Trial: 7-day free trial on paid plans
Not confirmed
founded year; iOS availability; annual price; data export; shared budgets; bill reminders; envelope budgeting; Play Store rating; bank sync providers and countries.
Ratings are set separately against a shared rubric.
Orbit Money alternatives
Subscription budgeting app that pulls accounts, spending, net worth and forecasts into one dashboard.
- Expense tracking
- Financial management
- Forecasting
Browser-based finance dashboard with budgeting, cash flow, net worth and tax planning
- Expense tracking
- Forecasting
- Couples & families