Simple envelope budgeting without the bloat
- Envelope
- Zero-based
- Expense tracking
Directory
63 apps. Filter by method, platform and price to shortlist the ones worth your time.
Simple envelope budgeting without the bloat
Free, open-source, local-first envelope budgeting you host yourself
Zero-based budgeting with a structured method and broad device support
A beautifully designed money tracker for Apple users, now on the web too
Subscription budgeting app that pulls accounts, spending, net worth and forecasts into one dashboard.
Zero-based envelope budgeting on web, iOS and Android with optional bank sync.
Private, pay-once envelope budgeting for your desktop
Envelope budgeting app for households, with synced budgets on web, iPhone and Android.
Flexible web-first budgeting, with multi-currency tracking and a useful developer API
Zero-based budgeting app from Ramsey Solutions with a free manual tier and paid bank sync.
Manual-entry zero-based budgeting app built around a five-step monthly routine
Private, open-source budgeting in the browser with end-to-end encryption
Envelope budgeting with Plaid bank sync on web and iPhone
Bill and subscription manager with spending tracking and basic category budgets.
Zero-based budgeting web and iPhone app with tiered plans and optional bank sync.
Subscription budgeting web app with envelope-style planning, bank sync and multi-asset accounts
Web and mobile envelope budgeting with Plaid or SimpleFIN bank sync at $5/month.
Mobile budgeting with shared wallets and optional Premium bank syncing
Bucket-based budgeting that auto-funds bills and shows a free-to-spend figure.
Manual-first budgeting and cash-flow tools for households and sole proprietors
Plan-first box budgeting app with account alerts and optional AI plan analysis.
Web-based envelope budgeting with visual envelope cards, shared plans and optional bank sync
Bank-linked budget app that shows how much is left to spend after bills and goals
Manual budgeting that shows what remains safe to spend after upcoming obligations.