Simple envelope budgeting without the bloat
- Envelope
- Zero-based
- Expense tracking
Directory
66 apps. Filter by method, platform and price to shortlist the ones worth your time.
Simple envelope budgeting without the bloat
Free, open-source, local-first envelope budgeting you host yourself
A beautifully designed money tracker for Apple users, now on the web too
Subscription budgeting app that pulls accounts, spending, net worth and forecasts into one dashboard.
Zero-based budgeting with a method, a big community and a premium price
Zero-based budgeting app from Ramsey Solutions with a free manual tier and paid bank sync.
Envelope budgeting app for households, with synced budgets on web, iPhone and Android.
Bill and subscription manager with spending tracking and basic category budgets.
Zero-based envelope budgeting on web, iOS and Android with optional bank sync.
Private, open-source budgeting in the browser with end-to-end encryption
Private, pay-once envelope budgeting for your desktop
Web-based envelope budgeting with visual envelope cards, shared plans and optional bank sync
Bank-linked budget app that shows how much is left to spend after bills and goals
Manual-entry zero-based budgeting app built around a five-step monthly routine
Bucket-based budgeting that auto-funds bills and shows a free-to-spend figure.
Subscription budgeting web app with envelope-style planning, bank sync and multi-asset accounts
Free iOS and Android app for couples to see bank balances, bills and spending together
Envelope budgeting with Plaid bank sync on web and iPhone
Web and mobile envelope budgeting with Plaid or SimpleFIN bank sync at $5/month.
Web-first budgeting and spending tracker with multicurrency support and a developer API.
Zero-based budgeting web and iPhone app with tiered plans and optional bank sync.
Manual-first envelope budgeting with optional bank sync and a free tier
Offline desktop zero-based budgeting app with a one-time price and phone companion apps
Manual and import-first money tracker with AI help, aimed at individuals and sole proprietors