Directory

All budgeting apps

63 apps. Filter by method, platform and price to shortlist the ones worth your time.

1–24 of 63 apps

Editor’s Pick

Simple envelope budgeting without the bloat

  • Envelope
  • Zero-based
  • Expense tracking
From$4/mo

Free, open-source, local-first envelope budgeting you host yourself

  • Envelope
  • Zero-based
FromFree

YNAB

Zero-based budgeting with a structured method and broad device support

  • Envelope
  • Zero-based
From$14.99/mo

A beautifully designed money tracker for Apple users, now on the web too

  • Financial management
  • Expense tracking
From$13/mo

Subscription budgeting app that pulls accounts, spending, net worth and forecasts into one dashboard.

  • Expense tracking
  • Financial management
  • Forecasting
From$14.99/mo

Zero-based envelope budgeting on web, iOS and Android with optional bank sync.

  • Envelope
  • Zero-based
  • Forecasting
From$2.99/mo

Private, pay-once envelope budgeting for your desktop

  • Envelope
—

Envelope budgeting app for households, with synced budgets on web, iPhone and Android.

  • Envelope
  • Couples & families
From$10/mo

Flexible web-first budgeting, with multi-currency tracking and a useful developer API

  • Envelope
  • Zero-based
  • Expense tracking
From$10/mo

Zero-based budgeting app from Ramsey Solutions with a free manual tier and paid bank sync.

  • Zero-based
  • Expense tracking
From$17.99/mo

Vondo

Manual-entry zero-based budgeting app built around a five-step monthly routine

  • Zero-based
  • Envelope
  • Expense tracking
From$1.99/mo

Private, open-source budgeting in the browser with end-to-end encryption

  • Zero-based
  • Expense tracking
  • Couples & families
From$4/mo

Kualia

Envelope budgeting with Plaid bank sync on web and iPhone

  • Envelope
  • Zero-based
  • Expense tracking
From$9.99/mo

Bill and subscription manager with spending tracking and basic category budgets.

  • Expense tracking
  • Financial management
FromFree

Zero-based budgeting web and iPhone app with tiered plans and optional bank sync.

  • Zero-based
  • Expense tracking
  • Forecasting
From$5.99/mo

Subscription budgeting web app with envelope-style planning, bank sync and multi-asset accounts

  • Envelope
  • Zero-based
  • Expense tracking
From$2.99/mo

Web and mobile envelope budgeting with Plaid or SimpleFIN bank sync at $5/month.

  • Envelope
  • Zero-based
  • Forecasting
From$5/mo

Mobile budgeting with shared wallets and optional Premium bank syncing

  • Expense tracking
  • Financial management
  • Couples & families
From$1.99/mo

Bucket-based budgeting that auto-funds bills and shows a free-to-spend figure.

  • Envelope
  • Expense tracking
  • Couples & families
From$4.99/mo

Koody

Manual-first budgeting and cash-flow tools for households and sole proprietors

  • Expense tracking
  • Financial management
From$2.99/mo

Plan-first box budgeting app with account alerts and optional AI plan analysis.

  • Envelope
  • Zero-based
  • Couples & families
From$1.99/mo

Web-based envelope budgeting with visual envelope cards, shared plans and optional bank sync

  • Envelope
From$5.95/mo

Bank-linked budget app that shows how much is left to spend after bills and goals

  • Envelope
  • Zero-based
  • Expense tracking
From$12.99/mo

Savern

Manual budgeting that shows what remains safe to spend after upcoming obligations.

  • Expense tracking
  • Forecasting
  • Financial management
From$5.99/mo