BudgetingApps.org
List your app

FloosYo

iPhone app that logs expenses by voice or text and forecasts upcoming recurring spending.

Visit FloosYo

Research-based review, not hands-on testing. Last researched .

Overview

FloosYo is an iOS-only subscription app for tracking spending and recurring bills, with voice, typed-sentence and receipt-photo expense entry and a projection of what is still due in the month. Since August 2026 it offers optional read-only bank linking through Plaid, income entry, savings goals and custom categories; the September 2026 release added a dashboard showing income, budgeted and what is left, plus Siri and Apple Pay tap logging through Shortcuts. It is very new (first App Store release June 2026), with releases every few weeks.

Best for: iPhone users who want quick logging of cash and card spending and a view of upcoming subscriptions.

Pros and cons

Pros

  • Expenses can be logged by voice, typed sentence, pasted text or receipt photo
  • Siri logging, plus Apple Pay taps logged through a one-time Shortcuts setup (Sept 2026 release)
  • Reminders for upcoming recurring charges and a forecast of remaining monthly spend
  • Dashboard compares income, budgeted amount and what is left, and turns red if budgets exceed income
  • Bank linking is optional and read-only via Plaid; vendor says bank logins never reach the app
  • Privacy policy states data is not sold or shared with advertisers
  • 25 currencies and 13 interface languages
  • Frequent updates: releases in Aug, Sep 2 and Sep 18-19 2026

Cons

  • iOS only (iPhone/iPad); no web or Android version found. The store listing requires iOS 26.1 or later
  • Every feature needs a paid subscription: $9.99/month or $99.99/year per the US App Store; the vendor's site does not publish prices
  • Only 5 App Store ratings, so the track record is still short
  • The privacy policy promises machine-readable data export as a user right, but an in-app export workflow or file-import option is not documented
  • Voice transcripts and receipt photos are sent to OpenAI for parsing; the policy says content is not used to train models
  • Budgeting is category-based planning, not envelope budgeting

Features

  • Envelope budgeting not included
  • Automatic bank sync included
  • Manual transaction entry included
  • Goal tracking included
  • Debt payoff tools not confirmed not confirmed
  • Investment tracking not confirmed not confirmed
  • Bill reminders included
  • Reports & charts included
  • Multi-currency included
  • Shared / household budgets not confirmed not confirmed
  • Separate logins for shared budgets not confirmed not confirmed

Voice/typed/receipt entry, Siri and Apple Pay shortcuts, widgets, recurring detection, savings goal, income dashboard, monthly reports

Our review

Short version

FloosYo is an iOS-only subscription app for planning income, budgets, recurring bills and day-to-day spending. Entry options include voice, typed text, pasted text and receipt photos; optional Plaid bank linking imports transactions and identifies recurring charges. It emphasizes forward-looking monthly and annual spending projections, with reminders and a savings goal.

Quick profile, not a full review. Refreshed on 2026-10-12 from the vendor site, changelog, privacy policy and App Store listing. This is research, not hands-on testing: I did not sign up, start a trial or connect a bank.

Cost

  • US App Store in-app purchases: $9.99/month or $99.99/year.
  • The vendor site and store describe a seven-day free trial; the store says every feature requires an active subscription.
  • The vendor site does not publish subscription prices; prices can vary by region.

What is distinct

FloosYo focuses on seeing recurring costs and projected spending ahead of time, alongside income-based category budgets. Its September release added Siri expense entry, a dashboard showing income, budgeted and remaining amounts, Apple Pay tap logging through a one-time Shortcuts setup, and batch transaction moves. The newest App Store version history also mentions dashboard header colors and per-budget card backgrounds. Budgets are category-based, not envelopes.

Privacy notes

The policy, dated August 30, 2026, says financial data is not sold or shared with advertisers, bank linking is optional and read-only, and the Plaid token is encrypted at rest. It says voice transcripts and receipt photos are sent to OpenAI for parsing and are not used to train models. The policy describes account deletion and portable, machine-readable data export rights; a specific in-app export flow was not confirmed. No independent audit or open-source code was found.

Not confirmed

Android or web plans; file import; the practical steps and format for exporting data; debt payoff and credit-card handling; shared budgets; reconciliation; team size. The US App Store showed 5 ratings (4.6 average) when checked, too few to say much about reliability. I found little independent feedback.

Notes

Pricing above is from the US App Store listing. The vendor's own pages advertise the free week but do not list the subscription amounts. Rating was not changed by this refresh.

Sources

FloosYo alternatives

Subscription budgeting app that pulls accounts, spending, net worth and forecasts into one dashboard.

  • Expense tracking
  • Financial management
  • Forecasting
From$14.99/mo

Browser-based finance dashboard with budgeting, cash flow, net worth and tax planning

  • Expense tracking
  • Forecasting
  • Couples & families
From$4/mo

Multi-currency finance tracker with budgets, bank feeds and cash-flow forecasts

  • Expense tracking
  • Financial management
  • Forecasting
From$60/yr