EveryDollar

Name: EveryDollar
Price: 17.99 USD

Zero-based budgeting app from Ramsey Solutions with a free manual tier and paid bank sync.

Visit EveryDollar

Research-based review, not hands-on testing. Last researched 2026-10-23.

Overview

EveryDollar is a monthly zero-based budgeting app with a free manual-entry tier and Premium bank sync. Its current feature list includes sinking funds, split transactions and bill due dates; Premium adds reports, CSV export, paycheck planning and longer-term goals.

Best for: Households following a monthly zero-based plan who are fine with manual entry or willing to pay for bank connect.

Pros

Free tier is available indefinitely and includes unlimited budget categories, manual entry, sinking funds and split transactions.
Premium adds bank transaction streaming, custom reports, CSV export, paycheck planning and a financial roadmap.
Recent store notes document a redesigned interface, dark mode and budget reordering, alongside frequent maintenance releases.
Pricing is clearly stated: $17.99 monthly or $79.99 annually after a 14-day trial for new Premium users.

Cons

Bank transaction streaming and the financial roadmap require Premium.
Mobile downloads and Premium purchases are limited to the United States, according to the vendor help center.
Independent user feedback located in earlier research includes complaints about interface changes and how sinking-fund contributions affect monthly totals; those reports are not a representative sample.
The product follows the publisher’s financial philosophy and includes coaching upsells.

Features

Envelope budgeting not confirmed not confirmed
Automatic bank sync included
Manual transaction entry included
Goal tracking not confirmed not confirmed
Debt payoff tools included
Investment tracking not confirmed not confirmed
Bill reminders not confirmed not confirmed
Reports & charts included
Multi-currency not confirmed not confirmed
Shared / household budgets not confirmed not confirmed
Separate logins for shared budgets not confirmed not confirmed

Monthly zero-based budget; free manual entry, unlimited categories, sinking funds, split transactions and bill due dates. Premium adds bank transaction streaming, paycheck planning, custom reports, CSV export, financial roadmap and coaching.

Our review

Short version

EveryDollar is a monthly zero-based budgeting app: assign income to categories, then track spending against the plan. The free version supports manual transactions, sinking funds, split transactions and bill due dates. Premium adds bank connection, custom reports, CSV export, paycheck planning and a financial roadmap. The vendor’s current product pages describe a newly redesigned interface with dark mode and budget reordering.

Research-based profile, not hands-on testing. This update is based on current vendor pages and public store listings; I did not sign up, start a trial or connect a bank.

Cost

Free tier available without a time limit.
Premium: $17.99/month or $79.99/year after a 14-day trial for new users.

What stands out

The free tier is a usable manual monthly plan, not just a short trial. Premium mainly adds automation, reporting/export and more guided planning. Store version notes in September describe a redesign, dark mode, budget reordering and in-app support chat, followed by frequent maintenance releases.

Limits and not confirmed

Mobile downloads and Premium purchases are limited to the United States, according to the vendor help center. Bank connection is Premium-only. The vendor’s product and help pages confirm CSV export with Premium; file import is not documented in the current material reviewed. Founding year, Google Play app rating history, and detailed data-retention practices were not confirmed.

Ratings

Apple’s listing shows 4.7 from about 84K ratings; Google Play shows 4.3 from about 15.5K reviews. These are separate store samples, not a quality guarantee.

Sources and method

Vendor product page, Premium cost help article, mobile availability help article, and Apple and Google Play listings, checked 2026-10-23. Public-source research only; no months of hands-on use.