Allot

Short version

Allot is a solo-built iPhone app for zero-based budgeting, where every dollar of income is assigned to a category until Ready to Assign hits zero. It is free to download, with a one-time $11.99 in-app purchase (Allot Pro) and no subscription. It never connects to a bank. It adds goals, a debt payoff planner, recurring charges, net worth and cash flow views, and CSV import.

Research-based profile, not hands-on testing. Written 2026-10-14 from the vendor's site, support and privacy pages, and the App Store listing. I did not sign up, buy the unlock or run the app.

How it works

You enter income and assign it to categories; archiving a category returns its money to Ready to Assign. Credit cards are added as accounts, and when you categorize a purchase made on a card, the app sets the cash aside in that card's payment category (vendor support page). Accounts can carry an APR and minimum payment, and the debt planner uses snowball or avalanche order. Release notes for 1.0.3 also describe reconciling cards and loans and a prompt before adding a backlog of recurring transactions.

Cost

• Free download; Allot Pro is $11.99 once (App Store in-app purchase list, support page). Family Sharing is listed.
• The support page says Pro covers unlimited accounts, net worth, debt payoff, reports and import/export, so the free version is a limited trial. The exact free limits are not stated. The App Store description more broadly says the unlock opens every feature; the support page's list is narrower, so I would treat the exact free/paid boundary as not fully clear.

Data and privacy

The privacy policy (dated 2026-05-21) says data lives in a local on-device database, with no account, analytics or bank connection. Purchases go through Apple and RevenueCat, which receives an anonymous purchase identifier. Backups can be saved as JSON, and CSV or JSON export is mentioned. Cross-device sync is not in v1; the vendor only says it is being considered. The vendor's privacy statements are not independently audited.

What is distinct

One-time pricing, no account and on-device storage are the main selling points. The store subtitle and description pitch the app as a no-subscription alternative to another budgeting app, and I found little that is its own method or design, so the distinct-angle score is low.

Maintenance

First App Store release 2026-05-28. Versions 1.0.1 (Jun 9), 1.0.2 (Aug 16) and 1.0.3 (Sep 5) followed. The current listing still shows 1.0.3 as the latest version. Version 1.0.2 fixed category-group deletion and moving allocations between categories after a public review, and the developer replied on the store page. The App Store showed no overall star rating when checked (it was reset), so there is almost no independent feedback.

Not confirmed

Free-tier limits; the types of reports; the details of reconciliation beyond release notes; any Android release date; whether split transactions, a widget and optional sync (listed as upcoming) will ship.

Notes

Other unrelated products share the name Allot (a browser-based envelope tracker at allot.aditco.in, and 'Allot: Budget By Paycheck' on iOS). This listing is the iPhone app by Stive Hassan (WebGeeks AI).

Ratings are set separately against a shared rubric.