One-time-purchase Mac app for envelope-style budgeting with data kept in a local file
- Envelope
- Zero-based
- Expense tracking
Allot
iPhone zero-based budget app with a one-time unlock and no bank login.
Not the same as other products named Allot, such as a browser-based envelope tracker or 'Allot: Budget By Paycheck' on iOS. This listing is the iPhone app by Stive Hassan (WebGeeks AI).
Research-based review, not hands-on testing. Last researched .
Overview
Allot is a solo-built iPhone app for zero-based budgeting where every dollar of income is assigned to a category. It is free to download with a one-time $11.99 in-app purchase that the developer says unlocks all features, and it does not connect to banks. It also includes goals, a debt payoff planner, a recurring-charge view and CSV import.
Best for: iPhone users who want a manual zero-based budget with a one-time price and no bank connection.
Pros and cons
Pros
- One-time $11.99 purchase; Family Sharing supported per App Store
- No bank login; data stays on-device per developer
- Zero-based 'Ready to Assign' model with goals and snowball/avalanche debt planner
- CSV import skips duplicates and handles DD/MM dates (v1.0.2)
- Developer ships frequent fixes; recent release notes address reported bugs
- No ads and no analytics, per listing
Cons
- iPhone only; no Android or web
- Very new with a single 1-star review at last check (rating recently reset); reviewer reported no way to delete category groups (added in 1.0.2)
- No bank sync, so all entry is manual
- Solo developer; no independent reviews found
- The App Store text does not say what the free version limits compared with Pro
Features
- Envelope budgeting not confirmed not confirmed
- Automatic bank sync not included
- Manual transaction entry included
- Goal tracking included
- Debt payoff tools included
- Investment tracking not confirmed not confirmed
- Bill reminders not confirmed not confirmed
- Reports & charts not confirmed not confirmed
- Multi-currency not confirmed not confirmed
- Shared / household budgets not confirmed not confirmed
- Separate logins for shared budgets not confirmed not confirmed
Zero-based budget, goals, debt planner, net worth and cash flow, recurring charges, backups, multiple budgets
Our review
Short version
Allot is a solo-built iPhone app for zero-based budgeting where every dollar of income is assigned to a category. It is free to download with a one-time $11.99 in-app purchase that the developer says unlocks all features, and it does not connect to banks. It also includes goals, a debt payoff planner, a recurring-charge view and CSV import.
Quick profile, not a full review. Built on 2026-09-29 from the vendor site, store listings and public sources. No hands-on testing: I did not sign up, start a trial or connect a bank.
Cost
- No subscription; one-time in-app purchase 'Allot Pro' $11.99
- Not applicable (one-time purchase)
- One-time: $11.99
Not confirmed
Founding year; Free tier limits; Envelope-style features beyond zero-based categories; Export options (backups exist); Reports; Whether the previous $49 web pricing refers to a different product.
Notes
Other unrelated products share the name Allot (e.g., a browser-based envelope tracker at allot.aditco.in at $19, and 'Allot: Budget By Paycheck' on iOS).
Ratings are set separately against a shared rubric.
Allot alternatives
Private, open-source budgeting in the browser with end-to-end encryption
- Zero-based
- Expense tracking
- Couples & families
Free web-based zero-based budgeting for manual entry, installable on phones
- Zero-based
- Expense tracking
- Forecasting