Budgetr

Short version

Budgetr combines spending and monthly category budgets with net-worth tracking, investments, options analytics and tax-lot reporting. The paid downloadable product is a notarized macOS app for Apple Silicon. Separately, its public MIT-licensed repository documents a self-run web edition for Windows, Linux and Docker, as well as an Apple-native app path; no public mobile-store listing was confirmed. This is a broader technical setup than the vendor's Mac-only marketing suggests.

Research-based profile, not hands-on testing. Based on the vendor site, pricing page, public repository and release history. I did not sign up, start a trial or connect a bank.

Cost

The vendor's pricing page lists a $29 one-time license for the Mac app, updates included, a 14-day free trial without a card, and a 14-day refund window. Bank sync requires the user's own Plaid keys. No separate price for self-hosting is stated in these sources.

What stands out

The paid Mac app is positioned as local-first: the vendor says it stores data in a local SQLite database and has no service holding the user's finances. Its repo also documents a self-run web version and describes a distinct architecture for that edition. The README outlines a local deployment and outbound connections to providers configured by the user. Treat those as separate deployment modes rather than assuming every edition has identical data handling.

Budgetr's budgeting tools include monthly category limits, rollover and month-end projections; it also layers in unusually detailed investment, options and tax-lot features. It is better suited to someone who wants a financial dashboard than a dedicated envelope-planning workflow.

Caveats

Real bank connections require setting up Plaid and supplying personal keys. The paid downloadable app is Mac-only (Apple Silicon) in the current release notes. Although the repository includes a native Apple-app path, I could not confirm a public iOS App Store release. The repository's latest visible release is v0.14.2 (Aug 23, 2026), and its latest listed commit is Aug 27, 2026.

Bottom line

A distinctive local-first Mac tracker for people who want budgets alongside investment and options detail. The self-run web edition expands the platform options for technical users, but requires them to manage deployment themselves. Pricing and product architecture here are based on public vendor materials; this is not hands-on testing.