Subscription budgeting app that pulls accounts, spending, net worth and forecasts into one dashboard.
- Expense tracking
- Financial management
- Forecasting
Stowe
iPhone app that tracks household bills and spending and looks for ways to save
Research-based review, not hands-on testing. Last researched .
Overview
Stowe is an iPhone app from Toronto-based Stowe Financial Corp. for households in Canada and the US. It links accounts through Plaid, tracks spending, bills and subscriptions, benchmarks against similar households and includes an AI assistant. It is closer to a savings finder with 50/30/20 guidance than a traditional category budget.
Best for: Couples and families in Canada or the US who want bill, subscription and savings monitoring on iPhone more than detailed budget setup
Pros and cons
Pros
- Household view lets partners share what they choose and keep other transactions private.
- Flags rising bills and unused subscriptions, and can help cancel them in-app.
- Compares spending with similar households by income range and location.
- Read-only account connection through Plaid; vendor says data is not sold or shared with advertisers.
- Regular updates since launch, including a groceries dashboard card.
Cons
- iPhone only; no Android or web app.
- Not a category or envelope budgeting tool; budgeting guidance is AI and 50/30/20-based.
- Price is $14.99/month or $99.99/year after the promotional first year and 7-day trial.
- Brand-new product with 1 App Store rating and no independent reviews found.
- Data export options not confirmed.
Features
- Envelope budgeting not confirmed not confirmed
- Automatic bank sync included
- Manual transaction entry not confirmed not confirmed
- Goal tracking included
- Debt payoff tools not confirmed not confirmed
- Investment tracking not confirmed not confirmed
- Bill reminders not confirmed not confirmed
- Reports & charts not confirmed not confirmed
- Multi-currency not confirmed not confirmed
- Shared / household budgets included
- Separate logins for shared budgets not confirmed not confirmed
Spending and bill tracking, subscription finder and cancel, benchmarking, AI assistant, 50/30/20 view, goals, shared household view, credit card recommendations, grocery insights
Our review
Short version
Stowe is an iPhone app from Toronto-based Stowe Financial Corp. for households in Canada and the US. It links accounts through Plaid, tracks spending, bills and subscriptions, benchmarks against similar households and includes an AI assistant. It is closer to a savings finder with 50/30/20 guidance than a traditional category budget.
Quick profile, not a full review. Built on 2026-09-29 from the vendor site, store listings and public sources. No hands-on testing: I did not sign up, start a trial or connect a bank.
Cost
- $14.99/month (App Store in-app purchase, US)
- $99.99/year (App Store); launch offer of first year for $1 with code JOINSTOWE (site) or $0.99 (App Store)
- Trial: 7-day free trial
Not confirmed
CSV import; Data export; Team size; Bill reminders, debt payoff, reporting details; Manual transaction entry; Independent reviews.
Notes
Available to users located in Canada or the US per terms. Launch promo shown as $1 on site and $0.99 on App Store.
Ratings are set separately against a shared rubric.
Stowe alternatives
AI-assisted expense capture and envelope-style budgeting for individuals and households
- Envelope
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- Expense tracking
Web budgeting for individuals and couples with an AI coach and bank sync on paid tiers
- Expense tracking
- Financial management
- Couples & families