Bucket-based budgeting that auto-funds bills and shows a free-to-spend figure.
- Envelope
- Expense tracking
- Couples & families
Fudget
Simple manual monthly budget planner for phone and desktop
Research-based review, not hands-on testing. Last researched .
Overview
Fudget is a manual budget planner built around income and expense lists for a month, week, event or project, showing what is left. It has no bank linking. A free Basic tier allows up to 5 budgets and 250 entries on one device; the paid Plus subscription adds sync across devices, unlimited budgets, sharing with another person, CSV export and reminders.
Best for: People who want a simple manual monthly, event or project budget without linking bank accounts
Pros and cons
Pros
- Very simple income/expense/remaining-balance workflow that is quick to learn
- Native Mac, Windows, iOS and Android apps with cloud sync on the paid plan
- Free Basic tier covers up to 5 budgets and 250 entries
- Plus lets two people share one account and budget together
- Store data-safety label on Google Play declares no data collected or shared; strong store ratings on both platforms
Cons
- No bank sync or transaction import from banks; everything is entered by hand
- Free tier is limited to one device, 5 budgets and 250 entries; sync and sharing need Plus
- Not envelope or zero-based budgeting; no debt payoff or investment tracking confirmed
- A rebuilt second version replaced the original app in 2023, requiring users to migrate their data
- Website does not list the monthly price; it appears only in the App Store
Features
- Envelope budgeting not confirmed not confirmed
- Automatic bank sync not included
- Manual transaction entry included
- Goal tracking not confirmed not confirmed
- Debt payoff tools not confirmed not confirmed
- Investment tracking not confirmed not confirmed
- Bill reminders included
- Reports & charts not confirmed not confirmed
- Multi-currency not confirmed not confirmed
- Shared / household budgets included
- Separate logins for shared budgets not confirmed not confirmed
Monthly/weekly budgets, events and projects, mark paid, carry-over balance, partial payments, folders, reminders, print, CSV export, themes
Our review
Short version
Fudget is a manual budget planner built around income and expense lists for a month, week, event or project, showing what is left. It has no bank linking. A free Basic tier allows up to 5 budgets and 250 entries on one device; the paid Plus subscription adds sync across devices, unlimited budgets, sharing with another person, CSV export and reminders.
Quick profile, not a full review. Built on 2026-09-29 from the vendor site, store listings and public sources. No hands-on testing: I did not sign up, start a trial or connect a bank.
Cost
- Plus monthly $4.99 (App Store listing only; not shown on website); promo prices also appear in the App Store
- Plus yearly US$19.99 or US$14.99 per 6 months (website)
- Trial: 7-day free trial of Fudget Plus
Not confirmed
Exact iOS release year of 2.0.25; Web app availability; Goal tracking, multi-currency, reporting depth; Google Play last-updated date (page text showed Sep 2025 though reviews replies are from 2026).
Notes
Plus is $19.99/yr on the site; App Store also lists monthly and promotional tiers. Site references a 'Fudget 2 coming soon' popup that appears stale.
Ratings are set separately against a shared rubric.
Fudget alternatives
Private, open-source budgeting in the browser with end-to-end encryption
- Zero-based
- Expense tracking
- Couples & families
Free web-based zero-based budgeting for manual entry, installable on phones
- Zero-based
- Expense tracking
- Forecasting