Budget with Buckets vs EnvelopeBudget
Last updated: August 2026
Budget with Buckets
EDITOR'S PICK
EnvelopeBudget
Pricing Comparison
| Budget with Buckets | EnvelopeBudget | |
|---|---|---|
| Monthly | - | $4/mo |
| Yearly | 64 - Lifetime | $40/yr |
| Lifetime | — | $60 lifetime (limited to first 500) |
| Free Trial | Unlimited free trial | 34-day free trial |
| Free Tier | ❌ | ❌ |
Feature Comparison
| Feature | Budget with Buckets | EnvelopeBudget |
|---|---|---|
| Envelope Budgeting | ✅ | ✅ |
| Bank Sync | ✅ | ✅ |
| Manual Entry | ✅ | ✅ |
| Goal Tracking | ❌ | ✅ |
| Debt Payoff | ❌ | ❌ |
| Investment Tracking | ❌ | ❌ |
| Bill Reminders | ❌ | ❌ |
| Reporting | ✅ | ✅ |
| Multi-Currency | ❌ | ❌ |
| Shared Budgets | ❌ | ✅ |
Our Verdict
Budget with Buckets is best for: People who want envelope-style budgeting focused on envelope
EnvelopeBudget is best for: People who want simple, affordable envelope budgeting without paying a subscription forever
Frequently Asked Questions
Is Budget with Buckets or EnvelopeBudget cheaper?
Budget with Buckets costs 64 - Lifetime while EnvelopeBudget costs $40/yr. EnvelopeBudget also offers a $60 lifetime (limited to first 500) plan.
Does Budget with Buckets or EnvelopeBudget have bank sync?
Both Budget with Buckets and EnvelopeBudget offer automatic bank sync.
Which app is better for envelope budgeting?
Both Budget with Buckets and EnvelopeBudget support envelope-style budgeting.
EDITOR'S PICK
Try EnvelopeBudget — Starting at $4/mo
Simple envelope budgeting with a 34-day free trial. No credit card required. Plus a $40 lifetime option you won't find anywhere else.
Start Free Trial →