Kontu.io Review 2026
Zero-based budgeting for Couples
Quick Facts
What Is Kontu.io?
Kontu.io is a budgeting app focused on couples. Here's a rundown of what it offers based on our research and community reporting.
Key Features
- Multi-currency support
- shared budgets
- no bank syncing required
Pricing
Yearly: Basic: Free Advanced: £21.9/y
Monthly: Basic: Free Advanced: £1.99/m
Free trial: Trial - 1 month
Platforms
Web Browser
Feature Highlights
- Multi-currency support
- Shared/family budgets
The Bottom Line
Kontu.io is a solid option for couples and partners who want to manage shared money. Compare it side by side with EnvelopeBudget, our editor's pick for the best value in envelope budgeting, before you decide.
✓ Pros
✗ Cons
Features
| Envelope Budgeting | ❌ |
| Bank Sync | ❌ |
| Manual Entry | ✅ |
| Goal Tracking | ❌ |
| Debt Payoff Tools | ❌ |
| Investment Tracking | ❌ |
| Bill Reminders | ❌ |
| Reporting | ❌ |
| Multi-Currency | ✅ |
| Shared Budgets | ✅ |
Best For
Couples and partners who want to manage shared money
Looking for a simpler, more affordable alternative? EnvelopeBudget starts at just $4/mo with a $60 lifetime (limited to first 500) option. No bank sync, but if you prefer manual envelope budgeting, it's hard to beat on value.