Free zero-based envelope budget template for Google Sheets, with optional paid add-on
Not a personal budgeting app
- Envelope
- Zero-based
- Couples & families
GoodBudget
Envelope budgeting app for households, with synced budgets on web, iPhone and Android.
Research-based review, not hands-on testing. Last researched .
Overview
Goodbudget is a virtual envelope budgeting tool: users assign money to envelopes and spend against them rather than tracking against account balances. Budgets sync across devices so a household can share them. A free plan has envelope, account and device limits, and the Premium plan adds US bank sync and higher limits.
Best for: Couples and households who want to plan spending with envelopes across several devices and can accept manual entry or US-only bank sync.
Pros and cons
Pros
- Free plan permits 10 regular and 10 additional envelopes, 1 account and 2 devices.
- Budgets sync across phones so partners see envelope spending in shared use.
- Debt tracking is included on both plans, with debt accounts on the web.
- Premium adds automatic bank sync for US banks, unlimited envelopes and accounts, and 5 devices.
- Regular releases: the changelog shows web, iOS and Android updates in early 2026.
Cons
- Free plan is limited to 1 account and 1 year of history.
- Bank sync is Premium-only and US banks only.
- Premium keeps 7 years of history and 5 devices, not unlimited.
- Google Play rating was 3.2 from about 19.2K reviews at fetch time.
- Pricing differs across sources: store listings show other tiers (a Plus plan, various prices) and a review site describes Plus as being phased out.
Features
- Envelope budgeting included
- Automatic bank sync included
- Manual transaction entry included
- Goal tracking not confirmed not confirmed
- Debt payoff tools included
- Investment tracking not confirmed not confirmed
- Bill reminders not confirmed not confirmed
- Reports & charts not confirmed not confirmed
- Multi-currency not confirmed not confirmed
- Shared / household budgets included
- Separate logins for shared budgets not included
Envelopes, sync and sharing, debt tracking, bank sync (Premium), community forums, email support on Premium
Our review
Short version
Goodbudget is a virtual envelope budgeting tool: users assign money to envelopes and spend against them rather than tracking against account balances. Budgets sync across devices so a household can share them. A free plan has envelope, account and device limits, and the Premium plan adds US bank sync and higher limits.
Quick profile, not a full review. Built on 2026-09-29 from the vendor site, store listings and public sources. No hands-on testing: I did not sign up, start a trial or connect a bank.
Cost
- Premium $10/month
- Premium $80/year
What is distinct
- Virtual envelopes synced across devices for household sharing
- Debt accounts for tracking payoff on web
- Free plan with debt tracking included
Not confirmed
Founded year (footer copyright starts 2009); Data export and import options; Free trial availability; Bill reminders, reporting and multi-currency; Whether the Plus plan is still sold; App Store rating count is shown as 13K (rounded).
Notes
Signup page shows Free and Premium only. App Store in-app purchases list Plus and Premium plans at varying regional prices, so store prices may differ from the website. Founded year not shown; footer says copyright 2009-present.
Ratings are set separately against a shared rubric.
Sources
- Goodbudget partner-sharing login instructionsretrieved 2026-10-02
GoodBudget alternatives
Bucket-based budgeting that auto-funds bills and shows a free-to-spend figure.
- Envelope
- Expense tracking
- Couples & families
Shared household budgeting with bank sync, rules and envelope-style rollover
- Envelope
- Expense tracking
- Couples & families