Allocated Review 2026
Envelope budgeting for Envelope
Quick Facts
What Is Allocated?
Allocated is a budgeting app focused on envelope. Here's a rundown of what it offers based on our research and community reporting.
Key Features
- envelope budgeting
- learn mode with inline explanations
- guided end-of-month workflow
- monthly budget walkthrough
- smart CSV import that learns categorization
- savings goals as envelopes inside specific accounts
- CC auto-funding payment envelope
- multi-step undo with labeled actions
- scheduled transactions
- transfer auto-detection
- net worth tracking with auto monthly snapshots
- local-first data file
Pricing
Yearly: $59 one time payment ($39 for students/residents/interns)
Monthly: $59 one time payment ($39 for students/residents/interns)
Free trial: Trial 3 days
Platforms
Mac App
Feature Highlights
- Envelope budgeting
- Goal tracking
- Investment/net worth tracking
The Bottom Line
Allocated is a solid option for people who want envelope-style budgeting focused on envelope. Compare it side by side with EnvelopeBudget, our editor's pick for the best value in envelope budgeting, before you decide.
✓ Pros
✗ Cons
Features
| Envelope Budgeting | ✅ |
| Bank Sync | ❌ |
| Manual Entry | ✅ |
| Goal Tracking | ✅ |
| Debt Payoff Tools | ❌ |
| Investment Tracking | ✅ |
| Bill Reminders | ❌ |
| Reporting | ❌ |
| Multi-Currency | ❌ |
| Shared Budgets | ❌ |
Best For
People who want envelope-style budgeting focused on envelope
Looking for a simpler, more affordable alternative? EnvelopeBudget starts at just $4/mo with a $60 lifetime (limited to first 500) option. No bank sync, but if you prefer manual envelope budgeting, it's hard to beat on value.