Budgeting Apps Directory

Find the perfect budgeting app to take control of your finances. Compare features, pricing, and reviews of the best money management tools.

Featured Budgeting Apps

Copilot Money

★ 4.50

Sleek iOS-only budgeting app with auto-categorization and predictive insights, but Android users are out of luck.

Pricing: Subscription
Subscription starts at $7.99/month or $69.99/year after a 30-day free trial
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EnvelopeBudget

★ 4.00

Digital envelope budgeting with real-time tracking and debt tools. Web-only, iOS/Android apps coming. 92-day trial, then $4/mo or $40/yr.

Pricing: Freemium
Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features.
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YNAB (You Need A Budget)

★ 4.70

YNAB enforces zero-based budgeting, syncing bank accounts and pushing intentional spending with a steep learning curve.

Pricing: Subscription
34-day free trial; then $15/month or $109/year. Free for college students for one year.
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Explore All Budgeting Apps

Browse our comprehensive directory of budgeting and personal finance apps

EnvelopeBudget

Digital envelope budgeting with real-time tracking and debt tools. Web-only, iOS/Android apps coming. 92-day trial, then $4/mo or $40/yr.

Freemium View Details →

Buckets

Private, envelope-style budgeting app with a one-time $64 fee. Keeps data local, supports manual tracking, with optional bank sync.

Paid View Details →

Empower

Free financial dashboard for tracking net worth, investments, and cash flow with a slick interface, though syncing can be spotty.

Freemium View Details →
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Why Use a Budgeting App?

In today's fast-paced world, managing personal finances has become more important than ever. Budgeting apps offer a convenient and powerful way to track expenses, set financial goals, and build better money habits. Whether you're looking to get out of debt, save for a major purchase, or simply understand where your money goes each month, the right budgeting app can make all the difference.

Popular Budgeting Methods

  • Envelope Budgeting: Apps like EnvelopeBudget and Goodbudget use virtual envelopes to allocate funds
  • Zero-Based Budgeting: YNAB and EveryDollar help you give every dollar a purpose
  • 50/30/20 Rule: Many apps support this popular budgeting framework
  • Automated Tracking: Apps like Mint and Personal Capital automatically categorize transactions

Key Features to Consider

When choosing a budgeting app, consider features like bank synchronization, bill reminders, goal tracking, investment monitoring, and multi-device support. Some apps like Inzolo offer AI-powered insights, while others focus on simplicity and ease of use. Price is also a factor - while many apps offer free versions, premium features often require a subscription.