Monarch Money

Sleek budgeting app with account syncing, goal tracking, and collaboration features for personal finance.

4.50/5
Subscription - Monthly or annual subscription plans; free trial available
Founded 2018

About Monarch Money

Monarch Money is a sleek, modern budgeting app that wants to be your financial BFF, not your naggy accountant. It syncs all your accounts—bank, credit, investments, even that crypto you impulse-bought—into one dashboard for a clear view of your money. With customizable budgets, goal tracking, and pretty charts, it’s like Mint got a glow-up. Collaboration features let you share budgets with partners or advisors, because apparently, money talks are the new love language. It’s subscription-based, but they swear it’s worth it for the ad-free, privacy-first vibe. Just don’t expect it to do your taxes or walk your dog.

Company: Monarch Money, Inc.

Key Features

Account syncing (bank, credit, investments)
Customizable budgets
Goal tracking (savings, debt payoff)
Collaboration with partners or advisors
Custom reports and visualizations
Transaction categorization
Net worth tracking
Ad-free experience
Privacy-focused (no data selling)

Pros

  • + Clean, intuitive interface
  • + Syncs a wide range of accounts
  • + Great for couples or shared budgeting
  • + No annoying ads
  • + Strong privacy commitment

Cons

  • No free plan—paywall city
  • Can’t import Mint data directly (ouch)
  • Some features feel basic for the price
  • No desktop app for offline use

Quick Info

Platforms

Web Ios Android Windows Mac Linux

Pricing Model

Subscription

Monthly or annual subscription plans; free trial available

Pricing Options

Monthly: $14.99
Yearly: $99.99
Save $79.89 annually

Is Monarch Money Right for You?

Monarch Money is a subscription budgeting app that helps users manage their personal finances. Founded in 2018, the app has established itself as a reliable tool for budget tracking and financial planning.

Who Should Use Monarch Money?

Monarch Money is ideal for users who need comprehensive financial tracking. With support for web, ios, android, windows, mac, linux platforms, it's accessible across multiple devices.

Monarch Money Pricing

Monarch Money offers a subscription pricing model. Monthly or annual subscription plans; free trial available. The subscription model ensures you always have access to the latest features and updates.

Ready to Take Control of Your Finances?

Start your journey to better financial health with Monarch Money today.