# Graphical-Budget-Planner (Github) review

> Free open-source desktop app that projects your cash balance from planned income and expenses.
Source: https://budgetingapps.org/apps/graphical-budget-planner (researched 2026-10-14). Research-based review, not hands-on testing.

## Summary

Graphical Budget Planner (GBP) is a free Qt desktop app licensed under AGPL-3.0 that forecasts cash balance up to 100 years ahead from recurring and irregular income and expense definitions, with optional inflation and growth patterns. It offers analysis such as relative weight, monthly and yearly reports, and a heatmap. It works offline and deliberately does not track past transactions.

**Best for:** Planners who want long-range cash flow projections kept in local files, on Linux or Windows.

## Key facts

- Website: https://github.com/redmoon1945/gbp
- Price: Free (open source, AGPL-3.0); Free
- Rating: 3.3/5
- Free plan: yes
- Free trial: n/a
- Platforms: Desktop
- Budgeting method: Forecasting
- Founded: 2025
- Bank sync: No; the app never connects to the internet
- Mobile apps: No
- Import: No transaction import
- Multiple budgets: Yes: multiple scenarios
- Team: Individual maintainer (GitHub user redmoon1945)
- Privacy: Local files only; no network access

## Features

- Envelope budgeting: no
- Automatic bank sync: no
- Manual transaction entry: yes
- Goal tracking: not confirmed
- Debt payoff tools: not confirmed
- Investment tracking: not confirmed
- Bill reminders: not confirmed
- Reports & charts: yes
- Multi-currency: not confirmed
- Shared / household budgets: not confirmed
- Separate logins for shared budgets: not confirmed

## Pros

- Free and open source under AGPL-3.0; vendor says it does not connect to the internet
- Scenario files use open JSON and results export to CSV
- Projects cash balance up to 100 years ahead with optional inflation and growth patterns
- Analysis includes relative-weight views, monthly and yearly reports, and a heatmap
- Latest public release is 1.8.2 (October 2026), with fixes to calculation edge cases and recurring payment dates

## Cons

- Does not track past income or spending; forecasting only
- No bank sync or transaction import
- Desktop only, mainly built for Linux; Windows build provided, no macOS build
- Needs a mouse and a screen of about 1650x1080
- Small community (7 GitHub stars), English and French only

## Our review

### Short version

Graphical Budget Planner (GBP) is a free Qt desktop app under AGPL-3.0 for forecasting future cash balance from recurring and irregular income and expense definitions. It can model inflation and growth, and provides relative-weight analysis, monthly and yearly reports, and a heatmap. It deliberately does not track past transactions. The latest public release, 1.8.2, fixes edge-case calculations and payment-date handling.

**Quick profile, not a full review.** Research is based on vendor documentation and public sources, not hands-on use. No account, trial or bank connection was used.

### Cost

- Free and open source (AGPL-3.0); no paid plan is listed in the vendor repository.

### Platform and privacy

The vendor documents Linux and Windows releases and says the app does not connect to the internet. Scenarios are stored in open JSON; results can be exported to CSV. A mouse and a screen resolution of about 1650 × 1080 or higher are required according to the README.

### What is distinct

This is a forward-looking cash-balance forecast, not a ledger for reviewing past spending. It can project up to 100 years and model irregular events, inflation and growth.

### Not confirmed

Product launch year; multi-currency support; goal tracking; bill reminders. No iOS or Android app was found in the vendor's current documentation.

### Notes

The vendor's GitHub README and release history show version 1.8.2 dated October 5, 2026, including fixes to calculation edge cases, recurring payment dates and present-value calculations. The repository lists 7 GitHub stars; that is a small signal, not a broad user-review base.

Ratings are set separately against a shared rubric.

## Sources

- [Official GitHub README and release overview](https://github.com/redmoon1945/gbp) (retrieved 2026-10-14)
- [Official GitHub releases](https://github.com/redmoon1945/gbp/releases) (retrieved 2026-10-14)