# EveryDollar review

> Zero-based budgeting app from Ramsey Solutions with a free manual tier and paid bank sync.
Source: https://budgetingapps.org/apps/everydollar (researched 2026-10-23). Research-based review, not hands-on testing.

## Summary

EveryDollar is a monthly zero-based budgeting app with a free manual-entry tier and Premium bank sync. Its current feature list includes sinking funds, split transactions and bill due dates; Premium adds reports, CSV export, paycheck planning and longer-term goals.

**Best for:** Households following a monthly zero-based plan who are fine with manual entry or willing to pay for bank connect.

## Key facts

- Website: https://www.ramseysolutions.com/ramseyplus/everydollar
- Price: $17.99/month; $79.99/year
- Rating: 3.9/5
- Free plan: yes
- Free trial: 14 days free for new Premium users
- Platforms: Android, iOS, Web
- Budgeting method: Zero-based, Expense tracking
- Bank sync: Premium only, automatic transaction streaming
- Mobile apps: iOS and Android (US only per help center)
- Import: File import not documented in the current official pages reviewed; Premium CSV export is listed.
- Multiple budgets: Not confirmed
- Team: The Lampo Group / Ramsey Solutions (large company)
- Privacy: Policy at everydollar.com; App Store privacy details list data handling by developer; not reviewed in depth

## Features

- Envelope budgeting: not confirmed
- Automatic bank sync: yes
- Manual transaction entry: yes
- Goal tracking: not confirmed
- Debt payoff tools: yes
- Investment tracking: not confirmed
- Bill reminders: not confirmed
- Reports & charts: yes
- Multi-currency: not confirmed
- Shared / household budgets: not confirmed
- Separate logins for shared budgets: not confirmed

## Pros

- Free tier is available indefinitely and includes unlimited budget categories, manual entry, sinking funds and split transactions.
- Premium adds bank transaction streaming, custom reports, CSV export, paycheck planning and a financial roadmap.
- Recent store notes document a redesigned interface, dark mode and budget reordering, alongside frequent maintenance releases.
- Pricing is clearly stated: $17.99 monthly or $79.99 annually after a 14-day trial for new Premium users.

## Cons

- Bank transaction streaming and the financial roadmap require Premium.
- Mobile downloads and Premium purchases are limited to the United States, according to the vendor help center.
- Independent user feedback located in earlier research includes complaints about interface changes and how sinking-fund contributions affect monthly totals; those reports are not a representative sample.
- The product follows the publisher’s financial philosophy and includes coaching upsells.

## Our review

### Short version

EveryDollar is a monthly zero-based budgeting app: assign income to categories, then track spending against the plan. The free version supports manual transactions, sinking funds, split transactions and bill due dates. Premium adds bank connection, custom reports, CSV export, paycheck planning and a financial roadmap. The vendor’s current product pages describe a newly redesigned interface with dark mode and budget reordering.

**Research-based profile, not hands-on testing.** This update is based on current vendor pages and public store listings; I did not sign up, start a trial or connect a bank.

### Cost

- Free tier available without a time limit.

- Premium: $17.99/month or $79.99/year after a 14-day trial for new users.

### What stands out

The free tier is a usable manual monthly plan, not just a short trial. Premium mainly adds automation, reporting/export and more guided planning. Store version notes in September describe a redesign, dark mode, budget reordering and in-app support chat, followed by frequent maintenance releases.

### Limits and not confirmed

Mobile downloads and Premium purchases are limited to the United States, according to the vendor help center. Bank connection is Premium-only. The vendor’s product and help pages confirm CSV export with Premium; file import is not documented in the current material reviewed. Founding year, Google Play app rating history, and detailed data-retention practices were not confirmed.

### Ratings

Apple’s listing shows 4.7 from about 84K ratings; Google Play shows 4.3 from about 15.5K reviews. These are separate store samples, not a quality guarantee.

### Sources and method

Vendor product page, Premium cost help article, mobile availability help article, and Apple and Google Play listings, checked 2026-10-23. Public-source research only; no months of hands-on use.

## Sources

- [Official EveryDollar product page](https://ramseysolutions.com/money/everydollar/primary) (retrieved 2026-10-23)
- [EveryDollar Premium subscription cost help article](https://everydollar.help.ramseysolutions.com/hc/en-us/articles/21544207900685-EveryDollar-Premium-Cost) (retrieved 2026-10-23)
- [EveryDollar mobile availability help article](https://everydollar.help.ramseysolutions.com/hc/en-us/articles/360038320951-EveryDollar-Mobile-App) (retrieved 2026-10-23)
- [Apple App Store listing and version history](https://apps.apple.com/us/app/everydollar-budget-management/id942571931) (retrieved 2026-10-23)
- [Google Play listing](https://play.google.com/store/apps/details?id=com.everydollar.android&hl=en_US) (retrieved 2026-10-23)