Empower

Free financial dashboard for tracking net worth, investments, and cash flow with a slick interface, though syncing can be spotty.

4.00/5
Freemium - Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.
Founded 2009

About Empower

Empower Personal Dashboard, formerly Personal Capital, is a slick financial management tool that corrals your bank accounts, investments, credit cards, and loans into one shiny dashboard. It’s free to use for tracking net worth, cash flow, and investments, with robust tools like a Fee Analyzer to sniff out hidden costs and a Retirement Planner to keep your golden years on track. The interface is polished, but syncing issues can make it act like a diva who refuses to perform. Paid advisory services are available for those with deep pockets, but the free version is the real star for DIY finance nerds. Just don’t expect it to hold your hand through every transaction tweak.

Company: Empower Holdings, LLC

Key Features

Net worth tracking
Investment portfolio analysis
Retirement planning tools
Fee Analyzer for hidden investment costs
Budget and cash flow tracking
Transaction categorization
Debt paydown planner
Emergency fund recommendations
Tax optimization strategies
Account aggregation

Pros

  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
  • + No software installation needed for web app
  • + Strong security with AES-256 encryption

Cons

  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors
  • No subcategory support for budgeting
  • Pushy sales for paid advisory services

Quick Info

Platforms

Web Ios Android Windows Mac Linux

Pricing Model

Freemium

Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.

Pricing Options

Monthly: Free
Yearly: Free

Is Empower Right for You?

Empower is a freemium budgeting app that helps users manage their personal finances. Founded in 2009, the app has established itself as a reliable tool for budget tracking and financial planning.

Who Should Use Empower?

Empower is ideal for users who need comprehensive financial tracking. With support for web, ios, android, windows, mac, linux platforms, it's accessible across multiple devices.

Empower Pricing

Empower offers a freemium pricing model. Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.. This means you can start using basic features for free and upgrade to premium features as needed.

Ready to Take Control of Your Finances?

Start your journey to better financial health with Empower today.