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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

YNAB (You Need A Budget)

★ 4.70
View Details →

Quicken Simplifi

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Subscription
Price Details 34-day free trial; then $15/month or $109/year. Free for college students for one year. $5.99 per month, billed annually
Monthly Price $15.00 $5.99
Annual Price $109.00
Save $71.00/year
$71.88
Founded 2004 2020
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Automated transaction tracking
Bank account syncing via Plaid/TrueLayer
Basic investment tracking
CSV and JSON import from Mint
Custom spending reports
Customizable Spending Plan
Customizable budget categories
Goal setting for savings and debt
Loan calculator for debt management
Manual transaction entry option
Net worth tracking with Zillow integration
Real-time syncing across devices
Savings goals
Shared budgeting for up to six users
Space Sharing for collaborative finance
Spending and net worth reports
Subscription and bill reminders
Target setting for irregular expenses
Watchlists for spending categories
Zero-based budgeting
Pros & Cons
Pros
  • + Forces disciplined, intentional spending
  • + Excellent bank syncing when it works
  • + Detailed reports for financial nerds
  • + Sleek, intuitive interface
  • + Strong mobile apps for on-the-go tracking
  • + Flexible budgeting with Spending Plan
Cons
  • Pricey subscription for a budgeting app
  • Steep learning curve for newbies
  • Bank sync can be slow or glitchy
  • Clunky JSON import process from Mint
  • No direct bill payment feature
  • Limited to 10,000 transactions per import

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Quick Summary

YNAB (You Need A Budget)

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features

Quicken Simplifi

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features