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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Spendee

★ 4.50
View Details →

Empower

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free version with basic tracking; Plus ($14.99/year) adds bank sync; Premium ($35.99/year) includes shared wallets and unlimited budgets. Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.
Monthly Price $2.99 Free
Annual Price $35.99 Free
Founded 2013 2009
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account aggregation
Bank account sync (Plus/Premium)
Budget and cash flow tracking
Budget creation
Custom categories
Data export (CSV/XLS, limited in free version)
Debt paydown planner
Emergency fund recommendations
Expense tracking
Fee Analyzer for hidden investment costs
Investment portfolio analysis
Multi-currency support
Net worth tracking
Retirement planning tools
Secure encryption
Shared wallets (Premium)
Spending charts and insights
Tax optimization strategies
Transaction categorization
Pros & Cons
Pros
  • + Gorgeous, user-friendly interface
  • + Bank sync is a lifesaver for lazy trackers
  • + Shared wallets great for couples or group trips
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
Cons
  • Free version limits data export to 365 days
  • No desktop app, just web
  • Bank sync can be glitchy in some regions
  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors

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Quick Summary

Spendee

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

9 features

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features