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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Quicken Simplifi

★ 4.50
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YNAB (You Need A Budget)

★ 4.70
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Subscription
Price Details $5.99 per month, billed annually 34-day free trial; then $15/month or $109/year. Free for college students for one year.
Monthly Price $5.99 $15.00
Annual Price $71.88 $109.00
Save $71.00/year
Founded 2020 2004
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Automated transaction tracking
Bank account syncing via Plaid/TrueLayer
Basic investment tracking
CSV and JSON import from Mint
Custom spending reports
Customizable Spending Plan
Customizable budget categories
Goal setting for savings and debt
Loan calculator for debt management
Manual transaction entry option
Net worth tracking with Zillow integration
Real-time syncing across devices
Savings goals
Shared budgeting for up to six users
Space Sharing for collaborative finance
Spending and net worth reports
Subscription and bill reminders
Target setting for irregular expenses
Watchlists for spending categories
Zero-based budgeting
Pros & Cons
Pros
  • + Sleek, intuitive interface
  • + Strong mobile apps for on-the-go tracking
  • + Flexible budgeting with Spending Plan
  • + Forces disciplined, intentional spending
  • + Excellent bank syncing when it works
  • + Detailed reports for financial nerds
Cons
  • Clunky JSON import process from Mint
  • No direct bill payment feature
  • Limited to 10,000 transactions per import
  • Pricey subscription for a budgeting app
  • Steep learning curve for newbies
  • Bank sync can be slow or glitchy

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Quick Summary

Quicken Simplifi

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features

YNAB (You Need A Budget)

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features