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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

PocketGuard

★ 4.00
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EnvelopeBudget

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free basic plan with limited features; PocketGuard Plus costs $12.99/month or $74.99/year. Lifetime access offered selectively, pricing varies. Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features.
Monthly Price $12.99 $4.00
Annual Price $74.99
Save $80.89/year
$40.00
Save $8.00/year
Founded 2015 2010
Platform Support
Web ✓ ✓
Ios ✓ ✓
Android ✓ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Automatic bank account syncing ✓ ✗
Bill and income automation ✓ ✗
Calendar view for transactions ✗ ✓
Cash account management ✓ ✗
Category-based budgeting ✓ ✗
Comprehensive transaction search ✗ ✓
Custom savings goals ✓ ✗
Dashboard with account balance trends ✗ ✓
Debt snowball method support ✗ ✓
Real-time expense tracking ✗ ✓
Receipt tracking (Plus only) ✓ ✗
Recurring payment tracking ✓ ✗
Spending alerts ✓ ✗
Transaction export to CSV ✓ ✗
Unlimited accounts (Plus only) ✓ ✗
Virtual envelope budgeting ✗ ✓
Visual spending reports ✗ ✓
Pros & Cons
Pros
  • + Slick interface that’s easy to navigate
  • + Real-time spending alerts keep you in check
  • + Automatic bill and income tracking
  • + 92-day free trial offers plenty of time to rethink your spending habits
  • + Slick, user-friendly interface for envelope budgeting fans
  • + Debt tracking tools to tackle your financial baggage
Cons
  • − Plus subscription is pricey for what you get
  • − Free plan feels like a teaser with limited features
  • − No desktop app, just web and mobile
  • − Stuck on web-only until those mobile apps arrive
  • − Pricing details on their site are as clear as a foggy morning
  • − Mobile apps still in the oven—hope you like waiting

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Quick Summary

PocketGuard

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website

EnvelopeBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

7 features

View Full Details Visit Website