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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

NeoBudget

★ 3.80
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YNAB (You Need A Budget)

★ 4.70
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Subscription
Price Details Free version for basic budgeting; paid plan at $5.95/month or $59.95/year for advanced features like group plans and ledgers. 34-day free trial; then $15/month or $109/year. Free for college students for one year.
Monthly Price $5.95 $15.00
Annual Price $59.95
Save $11.45/year
$109.00
Save $71.00/year
Founded 2014 2004
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Bank account syncing
Bank account syncing via Plaid/TrueLayer
Cross-platform compatibility
Customizable budget categories
Drag-and-drop transaction categorization
Envelope budgeting system
Goal setting for savings and debt
Loan calculator for debt management
Manual transaction entry option
Multi-user sync for shared budgets
Multiple account management
Net worth tracking
OCR receipt scanning
Real-time syncing across devices
Recurring expense reports
Shared budgeting for up to six users
Spending and net worth reports
Target setting for irregular expenses
Transaction splitting
Zero-based budgeting
Pros & Cons
Pros
  • + Visual drag-and-drop interface is a vibe
  • + Affordable paid plan for extra features
  • + Multi-user sync perfect for shared finances
  • + Forces disciplined, intentional spending
  • + Excellent bank syncing when it works
  • + Detailed reports for financial nerds
Cons
  • Envelope system can be rigid and confusing
  • App crashes, especially on iOS, are a mood-killer
  • No offline mode for mobile budgeting
  • Pricey subscription for a budgeting app
  • Steep learning curve for newbies
  • Bank sync can be slow or glitchy

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Quick Summary

NeoBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

YNAB (You Need A Budget)

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features