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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

NeoBudget

★ 3.80
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Empower

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free version for basic budgeting; paid plan at $5.95/month or $59.95/year for advanced features like group plans and ledgers. Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.
Monthly Price $5.95 Free
Annual Price $59.95
Save $11.45/year
Free
Founded 2014 2009
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account aggregation
Bank account syncing
Budget and cash flow tracking
Cross-platform compatibility
Debt paydown planner
Drag-and-drop transaction categorization
Emergency fund recommendations
Envelope budgeting system
Fee Analyzer for hidden investment costs
Investment portfolio analysis
Multi-user sync for shared budgets
Multiple account management
Net worth tracking
OCR receipt scanning
Recurring expense reports
Retirement planning tools
Tax optimization strategies
Transaction categorization
Transaction splitting
Pros & Cons
Pros
  • + Visual drag-and-drop interface is a vibe
  • + Affordable paid plan for extra features
  • + Multi-user sync perfect for shared finances
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
Cons
  • Envelope system can be rigid and confusing
  • App crashes, especially on iOS, are a mood-killer
  • No offline mode for mobile budgeting
  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors

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Quick Summary

NeoBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features