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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Monarch Money

★ 4.50
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Spendee

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Freemium
Price Details Monthly or annual subscription plans; free trial available Free version with basic tracking; Plus ($14.99/year) adds bank sync; Premium ($35.99/year) includes shared wallets and unlimited budgets.
Monthly Price $14.99 $2.99
Annual Price $99.99
Save $79.89/year
$35.99
Founded 2018 2013
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account syncing (bank, credit, investments)
Ad-free experience
Bank account sync (Plus/Premium)
Budget creation
Collaboration with partners or advisors
Custom categories
Custom reports and visualizations
Customizable budgets
Data export (CSV/XLS, limited in free version)
Expense tracking
Goal tracking (savings, debt payoff)
Multi-currency support
Net worth tracking
Privacy-focused (no data selling)
Secure encryption
Shared wallets (Premium)
Spending charts and insights
Transaction categorization
Pros & Cons
Pros
  • + Clean, intuitive interface
  • + Syncs a wide range of accounts
  • + Great for couples or shared budgeting
  • + Gorgeous, user-friendly interface
  • + Bank sync is a lifesaver for lazy trackers
  • + Shared wallets great for couples or group trips
Cons
  • No free plan—paywall city
  • Can’t import Mint data directly (ouch)
  • Some features feel basic for the price
  • Free version limits data export to 365 days
  • No desktop app, just web
  • Bank sync can be glitchy in some regions

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Quick Summary

Monarch Money

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

9 features

Spendee

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

9 features