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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Monarch Money

★ 4.50
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Copilot Money

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Subscription
Price Details Monthly or annual subscription plans; free trial available Subscription starts at $7.99/month or $69.99/year after a 30-day free trial
Monthly Price $14.99 $7.99
Annual Price $99.99
Save $79.89/year
$69.99
Save $25.89/year
Founded 2018 2019
Platform Support
Web ✓ ✗
Ios ✓ ✓
Android ✓ ✗
Windows ✓ ✗
Mac ✓ ✗
Linux ✓ ✗
Features
AI-driven spending categorization ✗ ✓
Account syncing (bank, credit, investments) ✓ ✗
Ad-free experience ✓ ✗
Apple Watch integration ✗ ✓
Automatic transaction syncing ✗ ✓
Collaboration with partners or advisors ✓ ✗
Custom reports and visualizations ✓ ✗
Customizable budget categories ✗ ✓
Customizable budgets ✓ ✗
Goal tracking (savings, debt payoff) ✓ ✗
Multi-account support ✗ ✓
Net worth tracking ✓ ✓
Predictive spending insights ✗ ✓
Privacy-focused (no data selling) ✓ ✗
Recurring payment tracking ✗ ✓
Siri shortcuts ✗ ✓
Transaction categorization ✓ ✗
Visual charts and reports ✗ ✓
Pros & Cons
Pros
  • + Clean, intuitive interface
  • + Syncs a wide range of accounts
  • + Great for couples or shared budgeting
  • + Gorgeous, intuitive interface
  • + Smart AI categorization saves time
  • + Seamless Apple ecosystem integration
Cons
  • − No free plan—paywall city
  • − Can’t import Mint data directly (ouch)
  • − Some features feel basic for the price
  • − iOS-only, sorry Android folks
  • − No free tier after trial
  • − Subscription feels pricey for some

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Quick Summary

Monarch Money

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

9 features

View Full Details Visit Website

Copilot Money

Best for:

Users wanting ongoing support

Platform coverage:

1 platforms

Feature count:

10 features

View Full Details Visit Website