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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Mint

★ 3.80
View Details →

YNAB (You Need A Budget)

★ 4.70
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Subscription
Price Details Was free before Intuit pulled the plug. Now it costs you nothing but your tears. 34-day free trial; then $15/month or $109/year. Free for college students for one year.
Monthly Price Free $15.00
Annual Price Free $109.00
Save $71.00/year
Founded 2006 2004
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Bank account syncing
Bank account syncing via Plaid/TrueLayer
Bill payment reminders
Budget creation
Credit score monitoring
Customizable budget categories
Financial goal setting
Goal setting for savings and debt
Investment tracking
Loan calculator for debt management
Manual transaction entry option
Real-time syncing across devices
Shared budgeting for up to six users
Spending and net worth reports
Spending tracking
Target setting for irregular expenses
Transaction categorization
Zero-based budgeting
Pros & Cons
Pros
  • + Was free and easy to use
  • + Great for visualizing spending habits
  • + Automatic transaction syncing saved time
  • + Forces disciplined, intentional spending
  • + Excellent bank syncing when it works
  • + Detailed reports for financial nerds
Cons
  • Dead as a doornail since 2024
  • No more updates or support
  • Credit Karma migration felt like a downgrade
  • Pricey subscription for a budgeting app
  • Steep learning curve for newbies
  • Bank sync can be slow or glitchy

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Quick Summary

Mint

Best for:

Budget-conscious users

Platform coverage:

6 platforms

Feature count:

8 features

YNAB (You Need A Budget)

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features