Mint vs Monarch Money - Detailed Comparison (2024)

Feature	Mint ★ 3.80 View Details →	Monarch Money ★ 4.50 View Details →
Basic Information
Website	Visit Site ↗	Visit Site ↗
Pricing Model	Free	Subscription
Price Details	Was free before Intuit pulled the plug. Now it costs you nothing but your tears.	Monthly or annual subscription plans; free trial available
Monthly Price	Free	$14.99
Annual Price	Free	$99.99 Save $79.89/year
Founded	2006	2018
Platform Support
Web	✓	✓
Ios	✓	✓
Android	✓	✓
Windows	✓	✓
Mac	✓	✓
Linux	✓	✓
Features
Account syncing (bank, credit, investments)	✗	✓
Ad-free experience	✗	✓
Bank account syncing	✓	✗
Bill payment reminders	✓	✗
Budget creation	✓	✗
Collaboration with partners or advisors	✗	✓
Credit score monitoring	✓	✗
Custom reports and visualizations	✗	✓
Customizable budgets	✗	✓
Financial goal setting	✓	✗
Goal tracking (savings, debt payoff)	✗	✓
Investment tracking	✓	✗
Net worth tracking	✗	✓
Privacy-focused (no data selling)	✗	✓
Spending tracking	✓	✗
Transaction categorization	✓	✓
Pros & Cons
Pros	+ Was free and easy to use + Great for visualizing spending habits + Automatic transaction syncing saved time	+ Clean, intuitive interface + Syncs a wide range of accounts + Great for couples or shared budgeting
Cons	− Dead as a doornail since 2024 − No more updates or support − Credit Karma migration felt like a downgrade	− No free plan—paywall city − Can’t import Mint data directly (ouch) − Some features feel basic for the price

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Quick Summary

Best for:

Budget-conscious users

Platform coverage:

6 platforms

Feature count:

8 features

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

9 features