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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Honeydue

★ 4.00
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YNAB (You Need A Budget)

★ 4.70
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Subscription
Price Details Free to use with basic features; premium features like custom categories and advanced analytics require in-app purchases, but exact prices are as elusive as a clear answer on who pays for date night. 34-day free trial; then $15/month or $109/year. Free for college students for one year.
Monthly Price $15.00
Annual Price $109.00
Save $71.00/year
Founded 2017 2004
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Bank account syncing
Bank account syncing via Plaid/TrueLayer
Bill splitting and reminders
Budget setting and tracking
Customizable budget categories
Goal setting for savings and debt
In-app chat for financial discussions
Joint and individual account support
Loan calculator for debt management
Manual transaction entry option
Premium custom categories (paid)
Real-time notifications
Real-time spending tracking
Real-time syncing across devices
Shared budgeting for up to six users
Spending and net worth reports
Spending limit alerts
Target setting for irregular expenses
Transaction categorization
Zero-based budgeting
Pros & Cons
Pros
  • + Free basic version is genuinely useful
  • + Great for couples sharing finances
  • + Slick, user-friendly mobile interface
  • + Forces disciplined, intentional spending
  • + Excellent bank syncing when it works
  • + Detailed reports for financial nerds
Cons
  • No web or desktop version—mobile-only vibes
  • Premium features locked behind in-app purchases
  • Limited customization without paying up
  • Pricey subscription for a budgeting app
  • Steep learning curve for newbies
  • Bank sync can be slow or glitchy

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Quick Summary

Honeydue

Best for:

Users wanting to try before buying

Platform coverage:

2 platforms

Feature count:

10 features

YNAB (You Need A Budget)

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features