Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Freemium | Freemium |
| Price Details | Free tier includes 10 envelopes and 1 account. Premium subscription costs $8/month or $70/year for unlimited envelopes, multiple accounts, and debt tracking. | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. |
| Monthly Price | $10.00 | $17.99 |
| Annual Price |
$80.00
Save $40.00/year
|
$129.99
Save $85.89/year
|
| Founded | 2011 | 2015 |
| Platform Support | ||
| Web | ✓ | ✓ |
| Ios | ✓ | ✓ |
| Android | ✓ | ✓ |
| Windows | ✓ | ✓ |
| Mac | ✓ | ✓ |
| Linux | ✓ | ✓ |
| Features | ||
| Bank account syncing (Premium) | ✗ | ✓ |
| Budget templates | ✓ | ✗ |
| CSV export for data | ✓ | ✗ |
| Customizable budget categories | ✗ | ✓ |
| Debt payoff tracking | ✗ | ✓ |
| Debt tracking (premium) | ✓ | ✗ |
| Envelope-based budgeting | ✓ | ✗ |
| Export transactions as CSV (Premium) | ✗ | ✓ |
| Goal setting | ✓ | ✗ |
| Goal setting for savings | ✗ | ✓ |
| Manual transaction entry | ✓ | ✗ |
| Manual transaction entry (free version) | ✗ | ✓ |
| Multi-device syncing | ✗ | ✓ |
| Ramsey Baby Steps integration | ✗ | ✓ |
| Real-time syncing across devices | ✓ | ✗ |
| Shared budgeting for households | ✓ | ✗ |
| Spending insights and reports | ✗ | ✓ |
| Spending reports and insights | ✓ | ✗ |
| Zero-based budgeting | ✗ | ✓ |
| Pros & Cons | ||
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Select Different AppsUsers wanting to try before buying
6 platforms
9 features
Users wanting to try before buying
6 platforms
10 features