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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

GoodBudget

★ 4.00
View Details →

Empower

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free tier includes 10 envelopes and 1 account. Premium subscription costs $8/month or $70/year for unlimited envelopes, multiple accounts, and debt tracking. Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.
Monthly Price $10.00 Free
Annual Price $80.00
Save $40.00/year
Free
Founded 2011 2009
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account aggregation
Budget and cash flow tracking
Budget templates
CSV export for data
Debt paydown planner
Debt tracking (premium)
Emergency fund recommendations
Envelope-based budgeting
Fee Analyzer for hidden investment costs
Goal setting
Investment portfolio analysis
Manual transaction entry
Net worth tracking
Real-time syncing across devices
Retirement planning tools
Shared budgeting for households
Spending reports and insights
Tax optimization strategies
Transaction categorization
Pros & Cons
Pros
  • + Great for couples or shared budgets
  • + Free tier is functional for basic needs
  • + Simple, intuitive envelope system
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
Cons
  • No automatic bank syncing
  • Free tier limits you to 10 envelopes
  • Premium feels pricey for what it offers
  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors

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Quick Summary

GoodBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

9 features

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features