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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

GnuCash

★ 4.20
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PocketGuard

★ 4.00
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Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Freemium
Price Details Completely free, open-source, and no hidden costs—unless you count the time spent learning its quirks. Free basic plan with limited features; PocketGuard Plus costs $12.99/month or $74.99/year. Lifetime access offered selectively, pricing varies.
Monthly Price Free $12.99
Annual Price Free $74.99
Save $80.89/year
Founded 1998 2015
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Automatic bank account syncing
Bill and income automation
Cash account management
Category-based budgeting
Check printing
Custom savings goals
Detailed reports and graphs
Double-entry bookkeeping
Financial calculations
Mortgage and loan tracking
Multi-currency support
QIF/OFX/CSV import
Receipt tracking (Plus only)
Recurring payment tracking
Scheduled transactions
Small business accounting tools
Spending alerts
Stock and mutual fund tracking
Transaction export to CSV
Unlimited accounts (Plus only)
Pros & Cons
Pros
  • + Free as in beer and speech
  • + Robust accounting features for small businesses
  • + No vendor lock-in—your data is yours
  • + Slick interface that’s easy to navigate
  • + Real-time spending alerts keep you in check
  • + Automatic bill and income tracking
Cons
  • Interface looks like it’s stuck in 1998
  • Learning curve steeper than a tax audit
  • No mobile app for on-the-go budgeting
  • Plus subscription is pricey for what you get
  • Free plan feels like a teaser with limited features
  • No desktop app, just web and mobile

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Quick Summary

GnuCash

Best for:

Budget-conscious users

Platform coverage:

3 platforms

Feature count:

10 features

PocketGuard

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features