GnuCash vs Mint - Detailed Comparison (2024)

Feature	GnuCash ★ 4.20 View Details →	Mint ★ 3.80 View Details →
Basic Information
Website	Visit Site ↗	Visit Site ↗
Pricing Model	Free	Free
Price Details	Completely free, open-source, and no hidden costs—unless you count the time spent learning its quirks.	Was free before Intuit pulled the plug. Now it costs you nothing but your tears.
Monthly Price	Free	Free
Annual Price	Free	Free
Founded	1998	2006
Platform Support
Web	✗	✓
Ios	✗	✓
Android	✗	✓
Windows	✓	✓
Mac	✓	✓
Linux	✓	✓
Features
Bank account syncing	✗	✓
Bill payment reminders	✗	✓
Budget creation	✗	✓
Check printing	✓	✗
Credit score monitoring	✗	✓
Detailed reports and graphs	✓	✗
Double-entry bookkeeping	✓	✗
Financial calculations	✓	✗
Financial goal setting	✗	✓
Investment tracking	✗	✓
Mortgage and loan tracking	✓	✗
Multi-currency support	✓	✗
QIF/OFX/CSV import	✓	✗
Scheduled transactions	✓	✗
Small business accounting tools	✓	✗
Spending tracking	✗	✓
Stock and mutual fund tracking	✓	✗
Transaction categorization	✗	✓
Pros & Cons
Pros	+ Free as in beer and speech + Robust accounting features for small businesses + No vendor lock-in—your data is yours	+ Was free and easy to use + Great for visualizing spending habits + Automatic transaction syncing saved time
Cons	− Interface looks like it’s stuck in 1998 − Learning curve steeper than a tax audit − No mobile app for on-the-go budgeting	− Dead as a doornail since 2024 − No more updates or support − Credit Karma migration felt like a downgrade

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Quick Summary

Best for:

Budget-conscious users

Platform coverage:

3 platforms

Feature count:

10 features

Best for:

Budget-conscious users

Platform coverage:

6 platforms

Feature count:

8 features