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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

GnuCash

★ 4.20
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GoodBudget

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Freemium
Price Details Completely free, open-source, and no hidden costs—unless you count the time spent learning its quirks. Free tier includes 10 envelopes and 1 account. Premium subscription costs $8/month or $70/year for unlimited envelopes, multiple accounts, and debt tracking.
Monthly Price Free $10.00
Annual Price Free $80.00
Save $40.00/year
Founded 1998 2011
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Budget templates
CSV export for data
Check printing
Debt tracking (premium)
Detailed reports and graphs
Double-entry bookkeeping
Envelope-based budgeting
Financial calculations
Goal setting
Manual transaction entry
Mortgage and loan tracking
Multi-currency support
QIF/OFX/CSV import
Real-time syncing across devices
Scheduled transactions
Shared budgeting for households
Small business accounting tools
Spending reports and insights
Stock and mutual fund tracking
Pros & Cons
Pros
  • + Free as in beer and speech
  • + Robust accounting features for small businesses
  • + No vendor lock-in—your data is yours
  • + Great for couples or shared budgets
  • + Free tier is functional for basic needs
  • + Simple, intuitive envelope system
Cons
  • Interface looks like it’s stuck in 1998
  • Learning curve steeper than a tax audit
  • No mobile app for on-the-go budgeting
  • No automatic bank syncing
  • Free tier limits you to 10 envelopes
  • Premium feels pricey for what it offers

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Quick Summary

GnuCash

Best for:

Budget-conscious users

Platform coverage:

3 platforms

Feature count:

10 features

GoodBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

9 features