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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

GnuCash

★ 4.20
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Actual

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Free Free
Price Details Completely free, open-source, and no hidden costs—unless you count the time spent learning its quirks. Free and open-source; optional donations for development support.
Monthly Price Free Free
Annual Price Free Free
Founded 1998 2017
Platform Support
Web ✗ ✓
Ios ✗ ✗
Android ✗ ✗
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Bank file imports (QIF, QFX, OFX) ✗ ✓
Check printing ✓ ✗
Custom categories ✗ ✓
Detailed reports and graphs ✓ ✗
Double-entry bookkeeping ✓ ✗
Envelope budgeting ✗ ✓
Financial calculations ✓ ✗
Import from YNAB ✗ ✓
Mobile-friendly web interface ✗ ✓
Mortgage and loan tracking ✓ ✗
Multi-currency support ✓ ✗
Multiple account support ✗ ✓
Open-source codebase ✗ ✓
QIF/OFX/CSV import ✓ ✗
Reporting and analytics ✗ ✓
Scheduled transactions ✓ ✗
Self-hosted sync ✗ ✓
Small business accounting tools ✓ ✗
Stock and mutual fund tracking ✓ ✗
Transaction tracking ✗ ✓
Pros & Cons
Pros
  • + Free as in beer and speech
  • + Robust accounting features for small businesses
  • + No vendor lock-in—your data is yours
  • + No subscription fees—your wallet breathes easy
  • + Privacy-first with self-hosting
  • + Active open-source community
Cons
  • − Interface looks like it’s stuck in 1998
  • − Learning curve steeper than a tax audit
  • − No mobile app for on-the-go budgeting
  • − Self-hosting can be a techy headache
  • − No native mobile app—just a web interface
  • − No automatic bank sync

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Quick Summary

GnuCash

Best for:

Budget-conscious users

Platform coverage:

3 platforms

Feature count:

10 features

View Full Details Visit Website

Actual

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features

View Full Details Visit Website