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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Finwise

★ 4.00
View Details →

Monarch Money

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Subscription
Price Details Free tier includes basic budgeting; premium unlocks advanced analytics, ad-free experience, and priority support. Monthly or annual subscription plans; free trial available
Monthly Price $5.99 $14.99
Annual Price $59.99
Save $11.89/year
$99.99
Save $79.89/year
Founded 2020 2018
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account syncing (bank, credit, investments)
Ad-free experience
Bank account syncing
Basic financial goal planner
Bill payment reminders
Collaboration with partners or advisors
Custom reports and visualizations
Customizable budget categories
Customizable budgets
Goal tracking (savings, debt payoff)
Multi-device access
Net worth tracking
Privacy-focused (no data selling)
Push notifications
Real-time expense tracking
Savings goal tracking
Secure data encryption
Spending insights and reports
Transaction categorization
Pros & Cons
Pros
  • + Sleek and user-friendly design
  • + Reliable bank sync for real-time updates
  • + Free version covers essential budgeting needs
  • + Clean, intuitive interface
  • + Syncs a wide range of accounts
  • + Great for couples or shared budgeting
Cons
  • Premium plan feels pricey for what’s offered
  • No advanced investment or tax tools
  • Occasional sync delays with some banks
  • No free plan—paywall city
  • Can’t import Mint data directly (ouch)
  • Some features feel basic for the price

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Quick Summary

Finwise

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

Monarch Money

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

9 features