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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Finwise

★ 4.00
View Details →

EnvelopeBudget

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free tier includes basic budgeting; premium unlocks advanced analytics, ad-free experience, and priority support. Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features.
Monthly Price $5.99 $4.00
Annual Price $59.99
Save $11.89/year
$40.00
Save $8.00/year
Founded 2020 2010
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Bank account syncing
Basic financial goal planner
Bill payment reminders
Calendar view for transactions
Comprehensive transaction search
Customizable budget categories
Dashboard with account balance trends
Debt snowball method support
Multi-device access
Push notifications
Real-time expense tracking
Savings goal tracking
Secure data encryption
Spending insights and reports
Virtual envelope budgeting
Visual spending reports
Pros & Cons
Pros
  • + Sleek and user-friendly design
  • + Reliable bank sync for real-time updates
  • + Free version covers essential budgeting needs
  • + 92-day free trial offers plenty of time to rethink your spending habits
  • + Slick, user-friendly interface for envelope budgeting fans
  • + Debt tracking tools to tackle your financial baggage
Cons
  • Premium plan feels pricey for what’s offered
  • No advanced investment or tax tools
  • Occasional sync delays with some banks
  • Stuck on web-only until those mobile apps arrive
  • Pricing details on their site are as clear as a foggy morning
  • Mobile apps still in the oven—hope you like waiting

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Quick Summary

Finwise

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

EnvelopeBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

7 features