Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Freemium | Subscription |
| Price Details | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. | 34-day free trial; then $15/month or $109/year. Free for college students for one year. |
| Monthly Price | $17.99 | $15.00 |
| Annual Price |
$129.99
Save $85.89/year
|
$109.00
Save $71.00/year
|
| Founded | 2015 | 2004 |
| Platform Support | ||
| Web | ✓ | ✓ |
| Ios | ✓ | ✓ |
| Android | ✓ | ✓ |
| Windows | ✓ | ✓ |
| Mac | ✓ | ✓ |
| Linux | ✓ | ✓ |
| Features | ||
| Bank account syncing (Premium) | ✓ | ✗ |
| Bank account syncing via Plaid/TrueLayer | ✗ | ✓ |
| Customizable budget categories | ✓ | ✓ |
| Debt payoff tracking | ✓ | ✗ |
| Export transactions as CSV (Premium) | ✓ | ✗ |
| Goal setting for savings | ✓ | ✗ |
| Goal setting for savings and debt | ✗ | ✓ |
| Loan calculator for debt management | ✗ | ✓ |
| Manual transaction entry (free version) | ✓ | ✗ |
| Manual transaction entry option | ✗ | ✓ |
| Multi-device syncing | ✓ | ✗ |
| Ramsey Baby Steps integration | ✓ | ✗ |
| Real-time syncing across devices | ✗ | ✓ |
| Shared budgeting for up to six users | ✗ | ✓ |
| Spending and net worth reports | ✗ | ✓ |
| Spending insights and reports | ✓ | ✗ |
| Target setting for irregular expenses | ✗ | ✓ |
| Zero-based budgeting | ✓ | ✓ |
| Pros & Cons | ||
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