">

Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

EveryDollar

★ 4.00
View Details →

Monarch Money

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Subscription
Price Details Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. Monthly or annual subscription plans; free trial available
Monthly Price $17.99 $14.99
Annual Price $129.99
Save $85.89/year
$99.99
Save $79.89/year
Founded 2015 2018
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account syncing (bank, credit, investments)
Ad-free experience
Bank account syncing (Premium)
Collaboration with partners or advisors
Custom reports and visualizations
Customizable budget categories
Customizable budgets
Debt payoff tracking
Export transactions as CSV (Premium)
Goal setting for savings
Goal tracking (savings, debt payoff)
Manual transaction entry (free version)
Multi-device syncing
Net worth tracking
Privacy-focused (no data selling)
Ramsey Baby Steps integration
Spending insights and reports
Transaction categorization
Zero-based budgeting
Pros & Cons
Pros
  • + Super simple interface for budgeting newbies
  • + Encourages disciplined zero-based budgeting
  • + Bank sync works well when it’s not throwing tantrums
  • + Clean, intuitive interface
  • + Syncs a wide range of accounts
  • + Great for couples or shared budgeting
Cons
  • Free version is bare-bones; manual entry is a chore
  • Bank sync issues reported—likes to ghost your transactions
  • Premium is pricey for what’s essentially a glorified spreadsheet
  • No free plan—paywall city
  • Can’t import Mint data directly (ouch)
  • Some features feel basic for the price

Need to compare different apps?

Select Different Apps

Quick Summary

EveryDollar

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

Monarch Money

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

9 features