Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Freemium | Freemium |
| Price Details | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. | Free to use with basic features; premium features like custom categories and advanced analytics require in-app purchases, but exact prices are as elusive as a clear answer on who pays for date night. |
| Monthly Price | $17.99 | — |
| Annual Price |
$129.99
Save $85.89/year
|
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| Founded | 2015 | 2017 |
| Platform Support | ||
| Web | ✓ | ✗ |
| Ios | ✓ | ✓ |
| Android | ✓ | ✓ |
| Windows | ✓ | ✗ |
| Mac | ✓ | ✗ |
| Linux | ✓ | ✗ |
| Features | ||
| Bank account syncing | ✗ | ✓ |
| Bank account syncing (Premium) | ✓ | ✗ |
| Bill splitting and reminders | ✗ | ✓ |
| Budget setting and tracking | ✗ | ✓ |
| Customizable budget categories | ✓ | ✗ |
| Debt payoff tracking | ✓ | ✗ |
| Export transactions as CSV (Premium) | ✓ | ✗ |
| Goal setting for savings | ✓ | ✗ |
| In-app chat for financial discussions | ✗ | ✓ |
| Joint and individual account support | ✗ | ✓ |
| Manual transaction entry (free version) | ✓ | ✗ |
| Multi-device syncing | ✓ | ✗ |
| Premium custom categories (paid) | ✗ | ✓ |
| Ramsey Baby Steps integration | ✓ | ✗ |
| Real-time notifications | ✗ | ✓ |
| Real-time spending tracking | ✗ | ✓ |
| Spending insights and reports | ✓ | ✗ |
| Spending limit alerts | ✗ | ✓ |
| Transaction categorization | ✗ | ✓ |
| Zero-based budgeting | ✓ | ✗ |
| Pros & Cons | ||
| Pros |
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| Cons |
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