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Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Freemium | Free |
| Price Details | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. | Completely free, open-source, and no hidden costs—unless you count the time spent learning its quirks. |
| Monthly Price | $17.99 | Free |
| Annual Price |
$129.99
Save $85.89/year
|
Free |
| Founded | 2015 | 1998 |
| Platform Support | ||
| Web | ✓ | ✗ |
| Ios | ✓ | ✗ |
| Android | ✓ | ✗ |
| Windows | ✓ | ✓ |
| Mac | ✓ | ✓ |
| Linux | ✓ | ✓ |
| Features | ||
| Bank account syncing (Premium) | ✓ | ✗ |
| Check printing | ✗ | ✓ |
| Customizable budget categories | ✓ | ✗ |
| Debt payoff tracking | ✓ | ✗ |
| Detailed reports and graphs | ✗ | ✓ |
| Double-entry bookkeeping | ✗ | ✓ |
| Export transactions as CSV (Premium) | ✓ | ✗ |
| Financial calculations | ✗ | ✓ |
| Goal setting for savings | ✓ | ✗ |
| Manual transaction entry (free version) | ✓ | ✗ |
| Mortgage and loan tracking | ✗ | ✓ |
| Multi-currency support | ✗ | ✓ |
| Multi-device syncing | ✓ | ✗ |
| QIF/OFX/CSV import | ✗ | ✓ |
| Ramsey Baby Steps integration | ✓ | ✗ |
| Scheduled transactions | ✗ | ✓ |
| Small business accounting tools | ✗ | ✓ |
| Spending insights and reports | ✓ | ✗ |
| Stock and mutual fund tracking | ✗ | ✓ |
| Zero-based budgeting | ✓ | ✗ |
| Pros & Cons | ||
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| Cons |
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