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Side-by-side comparison of 2 budgeting apps
Feature | ||
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Basic Information | ||
Website | Visit Site ↗ | Visit Site ↗ |
Pricing Model | Freemium | Freemium |
Price Details | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. | Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M. |
Monthly Price | $17.99 | Free |
Annual Price |
$129.99
Save $85.89/year
|
Free |
Founded | 2015 | 2009 |
Platform Support | ||
Web | ✓ | ✓ |
Ios | ✓ | ✓ |
Android | ✓ | ✓ |
Windows | ✓ | ✓ |
Mac | ✓ | ✓ |
Linux | ✓ | ✓ |
Features | ||
Account aggregation | ✗ | ✓ |
Bank account syncing (Premium) | ✓ | ✗ |
Budget and cash flow tracking | ✗ | ✓ |
Customizable budget categories | ✓ | ✗ |
Debt paydown planner | ✗ | ✓ |
Debt payoff tracking | ✓ | ✗ |
Emergency fund recommendations | ✗ | ✓ |
Export transactions as CSV (Premium) | ✓ | ✗ |
Fee Analyzer for hidden investment costs | ✗ | ✓ |
Goal setting for savings | ✓ | ✗ |
Investment portfolio analysis | ✗ | ✓ |
Manual transaction entry (free version) | ✓ | ✗ |
Multi-device syncing | ✓ | ✗ |
Net worth tracking | ✗ | ✓ |
Ramsey Baby Steps integration | ✓ | ✗ |
Retirement planning tools | ✗ | ✓ |
Spending insights and reports | ✓ | ✗ |
Tax optimization strategies | ✗ | ✓ |
Transaction categorization | ✗ | ✓ |
Zero-based budgeting | ✓ | ✗ |
Pros & Cons | ||
Pros |
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Cons |
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6 platforms
10 features
Users wanting to try before buying
6 platforms
10 features