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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

EveryDollar

★ 4.00
View Details →

Empower

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M.
Monthly Price $17.99 Free
Annual Price $129.99
Save $85.89/year
Free
Founded 2015 2009
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account aggregation
Bank account syncing (Premium)
Budget and cash flow tracking
Customizable budget categories
Debt paydown planner
Debt payoff tracking
Emergency fund recommendations
Export transactions as CSV (Premium)
Fee Analyzer for hidden investment costs
Goal setting for savings
Investment portfolio analysis
Manual transaction entry (free version)
Multi-device syncing
Net worth tracking
Ramsey Baby Steps integration
Retirement planning tools
Spending insights and reports
Tax optimization strategies
Transaction categorization
Zero-based budgeting
Pros & Cons
Pros
  • + Super simple interface for budgeting newbies
  • + Encourages disciplined zero-based budgeting
  • + Bank sync works well when it’s not throwing tantrums
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
Cons
  • Free version is bare-bones; manual entry is a chore
  • Bank sync issues reported—likes to ghost your transactions
  • Premium is pricey for what’s essentially a glorified spreadsheet
  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors

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Quick Summary

EveryDollar

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features