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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

EnvelopeBudget

★ 4.00
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GnuCash

★ 4.20
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Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Free
Price Details Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features. Completely free, open-source, and no hidden costs—unless you count the time spent learning its quirks.
Monthly Price $4.00 Free
Annual Price $40.00
Save $8.00/year
Free
Founded 2010 1998
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Calendar view for transactions
Check printing
Comprehensive transaction search
Dashboard with account balance trends
Debt snowball method support
Detailed reports and graphs
Double-entry bookkeeping
Financial calculations
Mortgage and loan tracking
Multi-currency support
QIF/OFX/CSV import
Real-time expense tracking
Scheduled transactions
Small business accounting tools
Stock and mutual fund tracking
Virtual envelope budgeting
Visual spending reports
Pros & Cons
Pros
  • + 92-day free trial offers plenty of time to rethink your spending habits
  • + Slick, user-friendly interface for envelope budgeting fans
  • + Debt tracking tools to tackle your financial baggage
  • + Free as in beer and speech
  • + Robust accounting features for small businesses
  • + No vendor lock-in—your data is yours
Cons
  • Stuck on web-only until those mobile apps arrive
  • Pricing details on their site are as clear as a foggy morning
  • Mobile apps still in the oven—hope you like waiting
  • Interface looks like it’s stuck in 1998
  • Learning curve steeper than a tax audit
  • No mobile app for on-the-go budgeting

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Quick Summary

EnvelopeBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

7 features

GnuCash

Best for:

Budget-conscious users

Platform coverage:

3 platforms

Feature count:

10 features