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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

EnvelopeBudget

★ 4.00
View Details →

Finwise

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features. Free tier includes basic budgeting; premium unlocks advanced analytics, ad-free experience, and priority support.
Monthly Price $4.00 $5.99
Annual Price $40.00
Save $8.00/year
$59.99
Save $11.89/year
Founded 2010 2020
Platform Support
Web ✓ ✓
Ios ✓ ✓
Android ✓ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Bank account syncing ✗ ✓
Basic financial goal planner ✗ ✓
Bill payment reminders ✗ ✓
Calendar view for transactions ✓ ✗
Comprehensive transaction search ✓ ✗
Customizable budget categories ✗ ✓
Dashboard with account balance trends ✓ ✗
Debt snowball method support ✓ ✗
Multi-device access ✗ ✓
Push notifications ✗ ✓
Real-time expense tracking ✓ ✓
Savings goal tracking ✗ ✓
Secure data encryption ✗ ✓
Spending insights and reports ✗ ✓
Virtual envelope budgeting ✓ ✗
Visual spending reports ✓ ✗
Pros & Cons
Pros
  • + 92-day free trial offers plenty of time to rethink your spending habits
  • + Slick, user-friendly interface for envelope budgeting fans
  • + Debt tracking tools to tackle your financial baggage
  • + Sleek and user-friendly design
  • + Reliable bank sync for real-time updates
  • + Free version covers essential budgeting needs
Cons
  • − Stuck on web-only until those mobile apps arrive
  • − Pricing details on their site are as clear as a foggy morning
  • − Mobile apps still in the oven—hope you like waiting
  • − Premium plan feels pricey for what’s offered
  • − No advanced investment or tax tools
  • − Occasional sync delays with some banks

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Quick Summary

EnvelopeBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

7 features

View Full Details Visit Website

Finwise

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website