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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

EnvelopeBudget

★ 4.00
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EveryDollar

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Includes a 92-day free trial to test your budgeting chops. Post-trial, it’s $4/month or $40/year for premium features. Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more.
Monthly Price $4.00 $17.99
Annual Price $40.00
Save $8.00/year
$129.99
Save $85.89/year
Founded 2010 2015
Platform Support
Web ✓ ✓
Ios ✓ ✓
Android ✓ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Bank account syncing (Premium) ✗ ✓
Calendar view for transactions ✓ ✗
Comprehensive transaction search ✓ ✗
Customizable budget categories ✗ ✓
Dashboard with account balance trends ✓ ✗
Debt payoff tracking ✗ ✓
Debt snowball method support ✓ ✗
Export transactions as CSV (Premium) ✗ ✓
Goal setting for savings ✗ ✓
Manual transaction entry (free version) ✗ ✓
Multi-device syncing ✗ ✓
Ramsey Baby Steps integration ✗ ✓
Real-time expense tracking ✓ ✗
Spending insights and reports ✗ ✓
Virtual envelope budgeting ✓ ✗
Visual spending reports ✓ ✗
Zero-based budgeting ✗ ✓
Pros & Cons
Pros
  • + 92-day free trial offers plenty of time to rethink your spending habits
  • + Slick, user-friendly interface for envelope budgeting fans
  • + Debt tracking tools to tackle your financial baggage
  • + Super simple interface for budgeting newbies
  • + Encourages disciplined zero-based budgeting
  • + Bank sync works well when it’s not throwing tantrums
Cons
  • − Stuck on web-only until those mobile apps arrive
  • − Pricing details on their site are as clear as a foggy morning
  • − Mobile apps still in the oven—hope you like waiting
  • − Free version is bare-bones; manual entry is a chore
  • − Bank sync issues reported—likes to ghost your transactions
  • − Premium is pricey for what’s essentially a glorified spreadsheet

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Quick Summary

EnvelopeBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

7 features

View Full Details Visit Website

EveryDollar

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website