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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Empower

★ 4.00
View Details →

Quicken Simplifi

★ 4.50
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Subscription
Price Details Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M. $5.99 per month, billed annually
Monthly Price Free $5.99
Annual Price Free $71.88
Founded 2009 2020
Platform Support
Web ✓ ✓
Ios ✓ ✓
Android ✓ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Account aggregation ✓ ✗
Automated transaction tracking ✗ ✓
Basic investment tracking ✗ ✓
Budget and cash flow tracking ✓ ✗
CSV and JSON import from Mint ✗ ✓
Custom spending reports ✗ ✓
Customizable Spending Plan ✗ ✓
Debt paydown planner ✓ ✗
Emergency fund recommendations ✓ ✗
Fee Analyzer for hidden investment costs ✓ ✗
Investment portfolio analysis ✓ ✗
Net worth tracking ✓ ✗
Net worth tracking with Zillow integration ✗ ✓
Retirement planning tools ✓ ✗
Savings goals ✗ ✓
Space Sharing for collaborative finance ✗ ✓
Subscription and bill reminders ✗ ✓
Tax optimization strategies ✓ ✗
Transaction categorization ✓ ✗
Watchlists for spending categories ✗ ✓
Pros & Cons
Pros
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
  • + Sleek, intuitive interface
  • + Strong mobile apps for on-the-go tracking
  • + Flexible budgeting with Spending Plan
Cons
  • − Frequent account syncing issues
  • − Limited transaction customization (no date changes or manual entries)
  • − Advisory fees are steep compared to competitors
  • − Clunky JSON import process from Mint
  • − No direct bill payment feature
  • − Limited to 10,000 transactions per import

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Quick Summary

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website

Quicken Simplifi

Best for:

Users wanting ongoing support

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website