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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Empower

★ 4.00
View Details →

Mint

★ 3.80
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Free
Price Details Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M. Was free before Intuit pulled the plug. Now it costs you nothing but your tears.
Monthly Price Free Free
Annual Price Free Free
Founded 2009 2006
Platform Support
Web ✓ ✓
Ios ✓ ✓
Android ✓ ✓
Windows ✓ ✓
Mac ✓ ✓
Linux ✓ ✓
Features
Account aggregation ✓ ✗
Bank account syncing ✗ ✓
Bill payment reminders ✗ ✓
Budget and cash flow tracking ✓ ✗
Budget creation ✗ ✓
Credit score monitoring ✗ ✓
Debt paydown planner ✓ ✗
Emergency fund recommendations ✓ ✗
Fee Analyzer for hidden investment costs ✓ ✗
Financial goal setting ✗ ✓
Investment portfolio analysis ✓ ✗
Investment tracking ✗ ✓
Net worth tracking ✓ ✗
Retirement planning tools ✓ ✗
Spending tracking ✗ ✓
Tax optimization strategies ✓ ✗
Transaction categorization ✓ ✓
Pros & Cons
Pros
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
  • + Was free and easy to use
  • + Great for visualizing spending habits
  • + Automatic transaction syncing saved time
Cons
  • − Frequent account syncing issues
  • − Limited transaction customization (no date changes or manual entries)
  • − Advisory fees are steep compared to competitors
  • − Dead as a doornail since 2024
  • − No more updates or support
  • − Credit Karma migration felt like a downgrade

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Quick Summary

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

View Full Details Visit Website

Mint

Best for:

Budget-conscious users

Platform coverage:

6 platforms

Feature count:

8 features

View Full Details Visit Website