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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Empower

★ 4.00
View Details →

GoodBudget

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M. Free tier includes 10 envelopes and 1 account. Premium subscription costs $8/month or $70/year for unlimited envelopes, multiple accounts, and debt tracking.
Monthly Price Free $10.00
Annual Price Free $80.00
Save $40.00/year
Founded 2009 2011
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account aggregation
Budget and cash flow tracking
Budget templates
CSV export for data
Debt paydown planner
Debt tracking (premium)
Emergency fund recommendations
Envelope-based budgeting
Fee Analyzer for hidden investment costs
Goal setting
Investment portfolio analysis
Manual transaction entry
Net worth tracking
Real-time syncing across devices
Retirement planning tools
Shared budgeting for households
Spending reports and insights
Tax optimization strategies
Transaction categorization
Pros & Cons
Pros
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
  • + Great for couples or shared budgets
  • + Free tier is functional for basic needs
  • + Simple, intuitive envelope system
Cons
  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors
  • No automatic bank syncing
  • Free tier limits you to 10 envelopes
  • Premium feels pricey for what it offers

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Quick Summary

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

GoodBudget

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

9 features