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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Empower

★ 4.00
View Details →

Finwise

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Freemium Freemium
Price Details Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M. Free tier includes basic budgeting; premium unlocks advanced analytics, ad-free experience, and priority support.
Monthly Price Free $5.99
Annual Price Free $59.99
Save $11.89/year
Founded 2009 2020
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
Account aggregation
Bank account syncing
Basic financial goal planner
Bill payment reminders
Budget and cash flow tracking
Customizable budget categories
Debt paydown planner
Emergency fund recommendations
Fee Analyzer for hidden investment costs
Investment portfolio analysis
Multi-device access
Net worth tracking
Push notifications
Real-time expense tracking
Retirement planning tools
Savings goal tracking
Secure data encryption
Spending insights and reports
Tax optimization strategies
Transaction categorization
Pros & Cons
Pros
  • + Free and robust financial tracking tools
  • + User-friendly, visually appealing interface
  • + Comprehensive investment analysis
  • + Sleek and user-friendly design
  • + Reliable bank sync for real-time updates
  • + Free version covers essential budgeting needs
Cons
  • Frequent account syncing issues
  • Limited transaction customization (no date changes or manual entries)
  • Advisory fees are steep compared to competitors
  • Premium plan feels pricey for what’s offered
  • No advanced investment or tax tools
  • Occasional sync delays with some banks

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Quick Summary

Empower

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features

Finwise

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features