Side-by-side comparison of 2 budgeting apps
| Feature | ||
|---|---|---|
| Basic Information | ||
| Website | Visit Site ↗ | Visit Site ↗ |
| Pricing Model | Freemium | Freemium |
| Price Details | Free for dashboard and tools; advisory services start at 0.89% AUM for the first $1M, dropping to 0.49% above $10M. | Free version for basic budgeting; Premium (via Ramsey+) costs $129.99/year or $17.99/month for bank sync, group coaching, and more. |
| Monthly Price | Free | $17.99 |
| Annual Price | Free |
$129.99
Save $85.89/year
|
| Founded | 2009 | 2015 |
| Platform Support | ||
| Web | ✓ | ✓ |
| Ios | ✓ | ✓ |
| Android | ✓ | ✓ |
| Windows | ✓ | ✓ |
| Mac | ✓ | ✓ |
| Linux | ✓ | ✓ |
| Features | ||
| Account aggregation | ✓ | ✗ |
| Bank account syncing (Premium) | ✗ | ✓ |
| Budget and cash flow tracking | ✓ | ✗ |
| Customizable budget categories | ✗ | ✓ |
| Debt paydown planner | ✓ | ✗ |
| Debt payoff tracking | ✗ | ✓ |
| Emergency fund recommendations | ✓ | ✗ |
| Export transactions as CSV (Premium) | ✗ | ✓ |
| Fee Analyzer for hidden investment costs | ✓ | ✗ |
| Goal setting for savings | ✗ | ✓ |
| Investment portfolio analysis | ✓ | ✗ |
| Manual transaction entry (free version) | ✗ | ✓ |
| Multi-device syncing | ✗ | ✓ |
| Net worth tracking | ✓ | ✗ |
| Ramsey Baby Steps integration | ✗ | ✓ |
| Retirement planning tools | ✓ | ✗ |
| Spending insights and reports | ✗ | ✓ |
| Tax optimization strategies | ✓ | ✗ |
| Transaction categorization | ✓ | ✗ |
| Zero-based budgeting | ✗ | ✓ |
| Pros & Cons | ||
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6 platforms
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Users wanting to try before buying
6 platforms
10 features