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Compare Budgeting Apps

Side-by-side comparison of 2 budgeting apps

Feature

Copilot Money

★ 4.50
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PocketGuard

★ 4.00
View Details →
Basic Information
Website Visit Site ↗ Visit Site ↗
Pricing Model Subscription Freemium
Price Details Subscription starts at $7.99/month or $69.99/year after a 30-day free trial Free basic plan with limited features; PocketGuard Plus costs $12.99/month or $74.99/year. Lifetime access offered selectively, pricing varies.
Monthly Price $7.99 $12.99
Annual Price $69.99
Save $25.89/year
$74.99
Save $80.89/year
Founded 2019 2015
Platform Support
Web
Ios
Android
Windows
Mac
Linux
Features
AI-driven spending categorization
Apple Watch integration
Automatic bank account syncing
Automatic transaction syncing
Bill and income automation
Cash account management
Category-based budgeting
Custom savings goals
Customizable budget categories
Multi-account support
Net worth tracking
Predictive spending insights
Receipt tracking (Plus only)
Recurring payment tracking
Siri shortcuts
Spending alerts
Transaction export to CSV
Unlimited accounts (Plus only)
Visual charts and reports
Pros & Cons
Pros
  • + Gorgeous, intuitive interface
  • + Smart AI categorization saves time
  • + Seamless Apple ecosystem integration
  • + Slick interface that’s easy to navigate
  • + Real-time spending alerts keep you in check
  • + Automatic bill and income tracking
Cons
  • iOS-only, sorry Android folks
  • No free tier after trial
  • Subscription feels pricey for some
  • Plus subscription is pricey for what you get
  • Free plan feels like a teaser with limited features
  • No desktop app, just web and mobile

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Quick Summary

Copilot Money

Best for:

Users wanting ongoing support

Platform coverage:

1 platforms

Feature count:

10 features

PocketGuard

Best for:

Users wanting to try before buying

Platform coverage:

6 platforms

Feature count:

10 features